If you are searching for the IFSC code of Axis Bank, RAMPURA PHULL branch in RAMPURA PHUL, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0001990. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAMPURA PHULL branch, and detailed step-by-step guides for using the IFSC UTIB0001990 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RAMPURA PHULL is UTIB0001990. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001990 map to this branch in RAMPURA PHUL, PUNJAB.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rampura Phull |
| IFSC Code | UTIB0001990 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103 |
| City | Rampura Phul |
| District | Bathinda |
| State | Punjab |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rampura Phull branch — IFSC UTIB0001990 — extends the bank's services to customers in and around Rampura Phul, Punjab.
About this branch
The branch is located at B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103. It serves the Rampura Phul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001990 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RAMPURA PHULL branch came to be assigned the code UTIB0001990.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001990, money simply cannot be routed to the RAMPURA PHULL branch electronically.
How to transfer money using IFSC UTIB0001990
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001990 across all three.
How to use IFSC UTIB0001990 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RAMPURA PHULL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001990.
- Confirm the bank name auto-populates as Axis Bank and the branch as RAMPURA PHULL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001990
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RAMPURA PHULL, ensure your bank's portal accepts IFSC UTIB0001990 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – RAMPURA PHULL, use IMPS. With IFSC UTIB0001990 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rampura Phull
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001990:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAMPURA PHULL is still linked to IFSC UTIB0001990.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RAMPURA PHULL branch, the IFSC UTIB0001990 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rampura Phull branch is mapped to IFSC UTIB0001990 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001990.
Banking services available
The Rampura Phull branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001990
MICR & cheque-truncation details
Cheques drawn on the Rampura Phull branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001990 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rampura Phull branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001990 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RAMPURA PHULL:
- The IFSC is exactly UTIB0001990 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RAMPURA PHULL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rampura Phull branch
The branch is located at B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103, which puts it inside Rampura Phul, the broader Bathinda district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Rampura Phull branch” — the verified location pin for IFSC UTIB0001990 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001990 and your account number.
Verifying IFSC UTIB0001990 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001990 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rampura Phull are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001990 continue to work without interruption.
Branch address & contact
Axis BankRampura Phull Branch
B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103
Rampura Phul, Punjab
Phone: the branch contact number
IFSC: UTIB0001990
Frequently asked questions
Where is Axis Bank Rampura Phull branch located?
Axis Bank's Rampura Phull branch is located at B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103, Rampura Phul, Punjab.
Can I use IFSC UTIB0001990 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001990 to send funds instantly.
What is the phone number of Axis Bank Rampura Phull branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rampura Phull branch but serve different purposes.
Is IFSC UTIB0001990 the same for all accounts at Rampura Phull branch?
Yes. The IFSC UTIB0001990 is shared by every account held at Axis Bank's Rampura Phull branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001990 valid for NEFT and RTGS?
Yes. IFSC UTIB0001990 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Rampura Phull as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001990, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0001990 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Rampura Phull reflect within 30 minutes.
Summary
The IFSC code UTIB0001990 belongs to Axis Bank's RAMPURA PHULL branch, located at B-30/9, BANK BAZAAR, RAMPURA PHULL,DISTT BHATINDA,RAMPURA PHULL,PIN-151103 in RAMPURA PHUL, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
