Use this page as a one-stop reference for everything related to Axis Bank's RAMGANJ MANDI branch in RAMGANJ MANDI, RAJASTHAN. The branch's IFSC code UTIB0006478 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006478 is the IFSC of Axis Bank's RAMGANJ MANDI branch. The format is fixed: UTIB = bank code, 0 = reserved, 006478 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramganj Mandi branch in Ramganj Mandi, Rajasthan is part of this network and uses the IFSC code UTIB0006478 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ramganj Mandi |
| IFSC Code | UTIB0006478 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 6, SUKET ROAD, OPP PNB BANK, NEAR SUVIDHI NAGAR GATE, RAMGANJ MANDI |
| City | Ramganj Mandi |
| District | Bharatpur |
| State | Rajasthan |
| STD Code | 7459 |
| Phone | 9214767920 |
About this branch
The branch is located at GROUND FLOOR, PLOT NO 6, SUKET ROAD, OPP PNB BANK, NEAR SUVIDHI NAGAR GATE, RAMGANJ MANDI. It serves the Ramganj Mandi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006478 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMGANJ MANDI of Axis Bank — its own 11-character IFSC. The code UTIB0006478 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006478 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Ramganj Mandi branch
Once you have an account at Axis Bank – RAMGANJ MANDI, the IFSC UTIB0006478 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ramganj Mandi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006478
How to transfer money using IFSC UTIB0006478
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006478 across all three.
NEFT to Axis Bank, RAMGANJ MANDI using IFSC UTIB0006478
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006478, and confirm that the system picks up Axis Bank – RAMGANJ MANDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAMGANJ MANDI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RAMGANJ MANDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006478 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank RAMGANJ MANDI (IFSC UTIB0006478)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006478 in your mobile or internet banking app, and the money is credited to the RAMGANJ MANDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006478 for Axis Bank – RAMGANJ MANDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006478 | Yes – UTIB0006478 | Yes – UTIB0006478 |
For most retail customers crediting the Ramganj Mandi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006478
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RAMGANJ MANDI is still mapped to IFSC UTIB0006478. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006478 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ramganj Mandi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006478 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ramganj Mandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006478 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0006478
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – RAMGANJ MANDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006478. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ramganj Mandi branch
The branch is located at GROUND FLOOR, PLOT NO 6, SUKET ROAD, OPP PNB BANK, NEAR SUVIDHI NAGAR GATE, RAMGANJ MANDI, which puts it inside Ramganj Mandi, the broader Bharatpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ramganj Mandi branch” — the verified location pin for IFSC UTIB0006478 should appear at the top of the results.
- Confirm the branch is open by calling 7459-9214767920 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006478 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006478 for Axis Bank – RAMGANJ MANDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ramganj Mandi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006478 continue to work without interruption.
Branch address & contact
Axis BankRamganj Mandi Branch
GROUND FLOOR, PLOT NO 6, SUKET ROAD, OPP PNB BANK, NEAR SUVIDHI NAGAR GATE, RAMGANJ MANDI
Ramganj Mandi, Rajasthan
Phone: 7459-9214767920
IFSC: UTIB0006478
Frequently asked questions
Is IFSC UTIB0006478 the same for all accounts at Ramganj Mandi branch?
Yes. The IFSC UTIB0006478 is shared by every account held at Axis Bank's Ramganj Mandi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0006478 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ramganj Mandi reflect within 30 minutes.
Does Axis Bank Ramganj Mandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7459-9214767920 to confirm.
Is IFSC UTIB0006478 valid for NEFT and RTGS?
Yes. IFSC UTIB0006478 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Ramganj Mandi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006478, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Ramganj Mandi branch located?
Axis Bank's Ramganj Mandi branch is located at GROUND FLOOR, PLOT NO 6, SUKET ROAD, OPP PNB BANK, NEAR SUVIDHI NAGAR GATE, RAMGANJ MANDI, Ramganj Mandi, Rajasthan.
Final notes
To recap: UTIB0006478 is the IFSC code of Axis Bank, RAMGANJ MANDI branch, in RAMGANJ MANDI, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
