Use this page as a one-stop reference for everything related to Axis Bank's ORIYUR branch in RAMANATHAPURAM, TAMIL NADU. The branch's IFSC code UTIB0001717 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001717 is the IFSC of Axis Bank's ORIYUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 001717 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Oriyur |
| IFSC Code | UTIB0001717 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 1/158, THE SOCIETY OF ST. ARULANANDER, THIRUVADANAI S.P. PATTINAM ROAD, ORIYUR, DIST. RAMANATHAPURAM, TAMIL NADU, 623406 |
| City | Ramanathapuram |
| District | Ramanathapuram |
| State | Tamil Nadu |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Oriyur branch in Ramanathapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001717.
About this branch
The branch is located at NO. 1/158, THE SOCIETY OF ST. ARULANANDER, THIRUVADANAI S.P. PATTINAM ROAD, ORIYUR, DIST. RAMANATHAPURAM, TAMIL NADU, 623406. It serves the Ramanathapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001717 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ORIYUR branch came to be assigned the code UTIB0001717.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001717, money simply cannot be routed to the ORIYUR branch electronically.
How to transfer money using IFSC UTIB0001717
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001717 across all three.
How to use IFSC UTIB0001717 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ORIYUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001717.
- Confirm the bank name auto-populates as Axis Bank and the branch as ORIYUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001717
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ORIYUR, ensure your bank's portal accepts IFSC UTIB0001717 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank ORIYUR (IFSC UTIB0001717)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001717 in your mobile or internet banking app, and the money is credited to the ORIYUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001717 for Axis Bank – ORIYUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001717 | Yes – UTIB0001717 | Yes – UTIB0001717 |
For most retail customers crediting the Oriyur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ORIYUR branch, the IFSC UTIB0001717 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Oriyur branch is mapped to IFSC UTIB0001717 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001717.
Products and services
Customers walking into the Oriyur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001717
MICR & cheque-truncation details
Cheques drawn on the Oriyur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001717 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Oriyur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001717 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ORIYUR:
- The IFSC is exactly UTIB0001717 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ORIYUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Oriyur branch
The branch is located at NO. 1/158, THE SOCIETY OF ST. ARULANANDER, THIRUVADANAI S.P. PATTINAM ROAD, ORIYUR, DIST. RAMANATHAPURAM, TAMIL NADU, 623406, which puts it inside Ramanathapuram, the broader Ramanathapuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Oriyur branch” — the verified location pin for IFSC UTIB0001717 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001717 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001717 for Axis Bank – ORIYUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Oriyur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001717, however, work 24x7.
Branch address & contact
Axis BankOriyur Branch
NO. 1/158, THE SOCIETY OF ST. ARULANANDER, THIRUVADANAI S.P. PATTINAM ROAD, ORIYUR, DIST. RAMANATHAPURAM, TAMIL NADU, 623406
Ramanathapuram, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0001717
Frequently asked questions
Can I use IFSC UTIB0001717 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001717 to send funds instantly.
Where is Axis Bank Oriyur branch located?
Axis Bank's Oriyur branch is located at NO. 1/158, THE SOCIETY OF ST. ARULANANDER, THIRUVADANAI S.P. PATTINAM ROAD, ORIYUR, DIST. RAMANATHAPURAM, TAMIL NADU, 623406, Ramanathapuram, Tamil Nadu.
Is IFSC UTIB0001717 the same for all accounts at Oriyur branch?
Yes. The IFSC UTIB0001717 is shared by every account held at Axis Bank's Oriyur branch. Only the account number changes from customer to customer.
Does Axis Bank Oriyur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Axis Bank Oriyur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001717, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Oriyur branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using UTIB0001717 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Oriyur reflect within 30 minutes.
Final notes
To recap: UTIB0001717 is the IFSC code of Axis Bank, ORIYUR branch, in RAMANATHAPURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
