If you are searching for the IFSC code of Axis Bank, SONARPUR branch in RAJPUR SONARPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UTIB0002637. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SONARPUR branch, and detailed step-by-step guides for using the IFSC UTIB0002637 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002637 is the IFSC of Axis Bank's SONARPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002637 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sonarpur |
| IFSC Code | UTIB0002637 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOLDING NO 1449 NANDI BHAWAN WORD NO 9 SONARPUR SOUTH KOLKATA 700150 |
| City | Rajpur Sonarpur |
| District | South 24 Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 24343003 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sonarpur branch in Rajpur Sonarpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002637.
About the Sonarpur branch
The Sonarpur branch of Axis Bank is situated at HOLDING NO 1449 NANDI BHAWAN WORD NO 9 SONARPUR SOUTH KOLKATA 700150. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002637 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SONARPUR of Axis Bank — its own 11-character IFSC. The code UTIB0002637 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002637 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0002637
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002637 across all three.
How to use IFSC UTIB0002637 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SONARPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002637.
- Confirm the bank name auto-populates as Axis Bank and the branch as SONARPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002637
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SONARPUR, ensure your bank's portal accepts IFSC UTIB0002637 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SONARPUR (IFSC UTIB0002637)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002637 in your mobile or internet banking app, and the money is credited to the SONARPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002637 for Axis Bank – SONARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002637 | Yes – UTIB0002637 | Yes – UTIB0002637 |
For most retail customers crediting the Sonarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002637
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SONARPUR is still mapped to IFSC UTIB0002637. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002637 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sonarpur branch is mapped to IFSC UTIB0002637 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002637.
Products and services
Customers walking into the Sonarpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002637
MICR & cheque-truncation details
Cheques drawn on the Sonarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002637 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sonarpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002637 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SONARPUR:
- The IFSC is exactly UTIB0002637 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SONARPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sonarpur branch
The branch is located at HOLDING NO 1449 NANDI BHAWAN WORD NO 9 SONARPUR SOUTH KOLKATA 700150, which puts it inside Rajpur Sonarpur, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sonarpur branch” — the verified location pin for IFSC UTIB0002637 should appear at the top of the results.
- Confirm the branch is open by calling 33-24343003 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002637 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002637 for Axis Bank – SONARPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sonarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002637, however, work 24x7.
Branch address & contact
Axis BankSonarpur Branch
HOLDING NO 1449 NANDI BHAWAN WORD NO 9 SONARPUR SOUTH KOLKATA 700150
Rajpur Sonarpur, West Bengal
Phone: 33-24343003
IFSC: UTIB0002637
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sonarpur branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0002637 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sonarpur reflect within 30 minutes.
Can I use IFSC UTIB0002637 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002637 to send funds instantly.
Is IFSC UTIB0002637 the same for all accounts at Sonarpur branch?
Yes. The IFSC UTIB0002637 is shared by every account held at Axis Bank's Sonarpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Sonarpur branch?
The IFSC code of Axis Bank, Sonarpur branch is UTIB0002637. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Sonarpur branch located?
Axis Bank's Sonarpur branch is located at HOLDING NO 1449 NANDI BHAWAN WORD NO 9 SONARPUR SOUTH KOLKATA 700150, Rajpur Sonarpur, West Bengal.
Final notes
To recap: UTIB0002637 is the IFSC code of Axis Bank, SONARPUR branch, in RAJPUR SONARPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
