IFSC Code of Axis Bank, Kothariya Road Rajkot Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, KOTHARIYA ROAD RAJKOT branch in RAJKOT. The 11-digit IFSC UTIB0005153 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the KOTHARIYA ROAD RAJKOT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's KOTHARIYA ROAD RAJKOT branch, the IFSC UTIB0005153 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005153 identifies this particular branch.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kothariya Road Rajkot branch — IFSC UTIB0005153 — extends the bank's services to customers in and around Rajkot, Gujarat.

About this branch

The branch is located at GROUND FLOOR AND FIRST FLOOR, SHREE BHAGWAN COMPLEX, SHRI DEVPARA CO OP HOUSING SOCIETY LTD, R S NO 262 1P PLOT NO 4 A 8 AND 5 A 9, T P S NO 6 RAJKOT, FP NO 83, DEVPARA CHOWK, KOTHARIYA ROAD, RAJKOT. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005153 is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTHARIYA ROAD RAJKOT of Axis Bank — its own 11-character IFSC. The code UTIB0005153 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005153 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0005153

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005153 across all three.

How to use IFSC UTIB0005153 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KOTHARIYA ROAD RAJKOT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0005153.
4. Confirm the bank name auto-populates as Axis Bank and the branch as KOTHARIYA ROAD RAJKOT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0005153

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KOTHARIYA ROAD RAJKOT, ensure your bank's portal accepts IFSC UTIB0005153 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank KOTHARIYA ROAD RAJKOT (IFSC UTIB0005153)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005153 in your mobile or internet banking app, and the money is credited to the KOTHARIYA ROAD RAJKOT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kothariya Road Rajkot

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005153:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTHARIYA ROAD RAJKOT is still linked to IFSC UTIB0005153.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KOTHARIYA ROAD RAJKOT branch, the IFSC UTIB0005153 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kothariya Road Rajkot branch

Once you have an account at Axis Bank – KOTHARIYA ROAD RAJKOT, the IFSC UTIB0005153 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kothariya Road Rajkot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-8980041569.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005153

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005153 and the account number together uniquely identify the Kothariya Road Rajkot branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0005153

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KOTHARIYA ROAD RAJKOT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005153 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KOTHARIYA ROAD RAJKOT:

• The IFSC is exactly UTIB0005153 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and KOTHARIYA ROAD RAJKOT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kothariya Road Rajkot branch

The branch is located at GROUND FLOOR AND FIRST FLOOR, SHREE BHAGWAN COMPLEX, SHRI DEVPARA CO OP HOUSING SOCIETY LTD, R S NO 262 1P PLOT NO 4 A 8 AND 5 A 9, T P S NO 6 RAJKOT, FP NO 83, DEVPARA CHOWK, KOTHARIYA ROAD, RAJKOT, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Kothariya Road Rajkot branch” — the verified location pin for IFSC UTIB0005153 should appear at the top of the results.
2. Confirm the branch is open by calling 281-8980041569 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005153 and your account number.

Verifying IFSC UTIB0005153 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005153 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 281-8980041569.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kothariya Road Rajkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005153 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0005153 is the IFSC code of Axis Bank, KOTHARIYA ROAD RAJKOT branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.