This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, KAYABANDHA NAYA RAIPUR branch in RAIPUR. The 11-digit IFSC UTIB0005715 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the KAYABANDHA NAYA RAIPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005715 is the IFSC of Axis Bank's KAYABANDHA NAYA RAIPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005715 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kayabandha Naya Raipur |
| IFSC Code | UTIB0005715 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS RAKHI |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 771 |
| Phone | 8889536665 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kayabandha Naya Raipur branch in Raipur, Chhattisgarh is part of this network and uses the IFSC code UTIB0005715 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS RAKHI. It serves the Raipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005715 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAYABANDHA NAYA RAIPUR of Axis Bank — its own 11-character IFSC. The code UTIB0005715 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005715 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005715
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005715 across all three.
NEFT to Axis Bank, KAYABANDHA NAYA RAIPUR using IFSC UTIB0005715
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005715, and confirm that the system picks up Axis Bank – KAYABANDHA NAYA RAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAYABANDHA NAYA RAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KAYABANDHA NAYA RAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005715 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KAYABANDHA NAYA RAIPUR, use IMPS. With IFSC UTIB0005715 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kayabandha Naya Raipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005715:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAYABANDHA NAYA RAIPUR is still linked to IFSC UTIB0005715.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KAYABANDHA NAYA RAIPUR branch, the IFSC UTIB0005715 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kayabandha Naya Raipur branch
Once you have an account at Axis Bank – KAYABANDHA NAYA RAIPUR, the IFSC UTIB0005715 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kayabandha Naya Raipur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005715
MICR & cheque-truncation details
Cheques drawn on the Kayabandha Naya Raipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005715 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005715
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KAYABANDHA NAYA RAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005715 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KAYABANDHA NAYA RAIPUR:
- The IFSC is exactly UTIB0005715 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KAYABANDHA NAYA RAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kayabandha Naya Raipur branch sits at GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS RAKHI. If you are travelling from outside Raipur, search for the branch on a maps application using the bank name and locality, or call 771-8889536665 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005715 and your account number.
Verifying IFSC UTIB0005715 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005715 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 771-8889536665.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kayabandha Naya Raipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005715 continue to work without interruption.
Branch address & contact
Axis BankKayabandha Naya Raipur Branch
GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS RAKHI
Raipur, Chhattisgarh
Phone: 771-8889536665
IFSC: UTIB0005715
Frequently asked questions
Where is Axis Bank Kayabandha Naya Raipur branch located?
Axis Bank's Kayabandha Naya Raipur branch is located at GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS RAKHI, Raipur, Chhattisgarh.
How do I add Axis Bank Kayabandha Naya Raipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005715, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Kayabandha Naya Raipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 771-8889536665 to confirm.
What is the IFSC code of Axis Bank Kayabandha Naya Raipur branch?
The IFSC code of Axis Bank, Kayabandha Naya Raipur branch is UTIB0005715. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005715 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kayabandha Naya Raipur reflect within 30 minutes.
Is IFSC UTIB0005715 the same for all accounts at Kayabandha Naya Raipur branch?
Yes. The IFSC UTIB0005715 is shared by every account held at Axis Bank's Kayabandha Naya Raipur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kayabandha Naya Raipur branch but serve different purposes.
What is the phone number of Axis Bank Kayabandha Naya Raipur branch?
You can reach the branch at 771-8889536665 during regular banking hours.
Summary
The IFSC code UTIB0005715 belongs to Axis Bank's KAYABANDHA NAYA RAIPUR branch, located at GROUND FLOOR, TOWARDS MANTRALAY ROAD, BESIDE HEALTH DEPARTMENT BUILDING, PO PS… in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
