Use this page as a one-stop reference for everything related to Axis Bank's CIVIL LINES RAI BARELI branch in RAI BARELI, UTTAR PRADESH. The branch's IFSC code UTIB0005244 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CIVIL LINES RAI BARELI is UTIB0005244. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005244 map to this branch in RAI BARELI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Civil Lines Rai Bareli |
| IFSC Code | UTIB0005244 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 8, FIROZ GANDHI NAGAR YOJNA, RAI BARELI 229001 UTTAR PRADESH |
| City | Rai Bareli |
| District | Rai Bareli |
| State | Uttar Pradesh |
| STD Code | 535 |
| Phone | 8874206811 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Civil Lines Rai Bareli branch — IFSC UTIB0005244 — extends the bank's services to customers in and around Rai Bareli, Uttar Pradesh.
About the Civil Lines Rai Bareli branch
The Civil Lines Rai Bareli branch of Axis Bank is situated at GROUND FLOOR, PLOT NO 8, FIROZ GANDHI NAGAR YOJNA, RAI BARELI 229001 UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005244 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CIVIL LINES RAI BARELI branch came to be assigned the code UTIB0005244.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005244, money simply cannot be routed to the CIVIL LINES RAI BARELI branch electronically.
How to transfer money using IFSC UTIB0005244
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005244 across all three.
NEFT to Axis Bank, CIVIL LINES RAI BARELI using IFSC UTIB0005244
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005244, and confirm that the system picks up Axis Bank – CIVIL LINES RAI BARELI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIL LINES RAI BARELI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CIVIL LINES RAI BARELI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005244 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CIVIL LINES RAI BARELI, use IMPS. With IFSC UTIB0005244 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005244 for Axis Bank – CIVIL LINES RAI BARELI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005244 | Yes – UTIB0005244 | Yes – UTIB0005244 |
For most retail customers crediting the Civil Lines Rai Bareli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CIVIL LINES RAI BARELI branch, the IFSC UTIB0005244 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Civil Lines Rai Bareli branch is mapped to IFSC UTIB0005244 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005244.
Products and services
Customers walking into the Civil Lines Rai Bareli branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005244
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005244 and the account number together uniquely identify the Civil Lines Rai Bareli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0005244
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CIVIL LINES RAI BARELI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005244 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CIVIL LINES RAI BARELI:
- The IFSC is exactly UTIB0005244 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CIVIL LINES RAI BARELI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Civil Lines Rai Bareli branch sits at GROUND FLOOR, PLOT NO 8, FIROZ GANDHI NAGAR YOJNA, RAI BARELI 229001 UTTAR PRADESH. If you are travelling from outside Rai Bareli, search for the branch on a maps application using the bank name and locality, or call 535-8874206811 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005244 and your account number.
Verifying IFSC UTIB0005244 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005244 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 535-8874206811.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Civil Lines Rai Bareli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005244 continue to work without interruption.
Branch address & contact
Axis BankCivil Lines Rai Bareli Branch
GROUND FLOOR, PLOT NO 8, FIROZ GANDHI NAGAR YOJNA, RAI BARELI 229001 UTTAR PRADESH
Rai Bareli, Uttar Pradesh
Phone: 535-8874206811
IFSC: UTIB0005244
Frequently asked questions
Can I use IFSC UTIB0005244 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005244 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Civil Lines Rai Bareli branch but serve different purposes.
What is the IFSC code of Axis Bank Civil Lines Rai Bareli branch?
The IFSC code of Axis Bank, Civil Lines Rai Bareli branch is UTIB0005244. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Civil Lines Rai Bareli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 535-8874206811 to confirm.
What is the phone number of Axis Bank Civil Lines Rai Bareli branch?
You can reach the branch at 535-8874206811 during regular banking hours.
How quickly will an NEFT transfer using UTIB0005244 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Civil Lines Rai Bareli reflect within 30 minutes.
Is IFSC UTIB0005244 valid for NEFT and RTGS?
Yes. IFSC UTIB0005244 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0005244 the same for all accounts at Civil Lines Rai Bareli branch?
Yes. The IFSC UTIB0005244 is shared by every account held at Axis Bank's Civil Lines Rai Bareli branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005244 belongs to Axis Bank's CIVIL LINES RAI BARELI branch, located at GROUND FLOOR, PLOT NO 8, FIROZ GANDHI NAGAR YOJNA, RAI BARELI 229001 UTTAR… in RAI BARELI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
