IFSC Code of Axis Bank, Ahmednagar Zilla Prathmik Shikshak Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch in RAHURI. The 11-digit IFSC UTIB0SAZP05 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SAZP05 is the IFSC of Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch. The format is fixed: UTIB = bank code, 0 = reserved, SAZP05 = branch identifier.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Zilla Prathmik Shikshak branch in Rahuri, Maharashtra is part of this network and uses the IFSC code UTIB0SAZP05 for all electronic settlement.

About the Ahmednagar Zilla Prathmik Shikshak branch

The Ahmednagar Zilla Prathmik Shikshak branch of Axis Bank is situated at YEOLE ESTATE VIROBA NAGAR RAHURI AHMEDNAGAR 413705. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SAZP05 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch came to be assigned the code UTIB0SAZP05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SAZP05, money simply cannot be routed to the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch electronically.

How to transfer money using IFSC UTIB0SAZP05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SAZP05 across all three.

NEFT to Axis Bank, AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK using IFSC UTIB0SAZP05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SAZP05, and confirm that the system picks up Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SAZP05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, ensure your bank's portal accepts IFSC UTIB0SAZP05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, use IMPS. With IFSC UTIB0SAZP05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SAZP05 for Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Zilla Prathmik Shikshak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, the IFSC UTIB0SAZP05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ahmednagar Zilla Prathmik Shikshak branch is mapped to IFSC UTIB0SAZP05 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SAZP05.

Products and services

Customers walking into the Ahmednagar Zilla Prathmik Shikshak branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SAZP05

MICR & cheque-truncation details

Cheques drawn on the Ahmednagar Zilla Prathmik Shikshak branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SAZP05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SAZP05

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SAZP05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK:

• The IFSC is exactly UTIB0SAZP05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ahmednagar Zilla Prathmik Shikshak branch

The branch is located at YEOLE ESTATE VIROBA NAGAR RAHURI AHMEDNAGAR 413705, which puts it inside Rahuri, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Ahmednagar Zilla Prathmik Shikshak branch” — the verified location pin for IFSC UTIB0SAZP05 should appear at the top of the results.
2. Confirm the branch is open by calling 2426-232201 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SAZP05 and your account number.

Verifying IFSC UTIB0SAZP05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SAZP05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2426-232201.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmednagar Zilla Prathmik Shikshak branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SAZP05, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SAZP05 belongs to Axis Bank's AHMEDNAGAR ZILLA PRATHMIK SHIKSHAK branch, located at YEOLE ESTATE VIROBA NAGAR RAHURI AHMEDNAGAR 413705 in RAHURI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.