This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, BR FULSAWANGI THE YDCC BANK LTD branch in PUSAD. The 11-digit IFSC UTIB0SYDC93 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the BR FULSAWANGI THE YDCC BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0SYDC93 is the IFSC of Axis Bank's BR FULSAWANGI THE YDCC BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC93 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Br Fulsawangi the Ydcc Bank Ltd branch in Pusad, Maharashtra is part of this network and uses the IFSC code UTIB0SYDC93 for all electronic settlement.
About the Br Fulsawangi the Ydcc Bank Ltd branch
The Br Fulsawangi the Ydcc Bank Ltd branch of Axis Bank is situated at YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SYDC93 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Br Fulsawangi the Ydcc Bank Ltd |
| IFSC Code | UTIB0SYDC93 |
| MICR Code | Refer to cheque leaf |
| Branch Address | YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230 |
| City | Pusad |
| District | Yavatmal |
| State | Maharashtra |
| STD Code | 7232 |
| Phone | 7588042605 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BR FULSAWANGI THE YDCC BANK LTD branch came to be assigned the code UTIB0SYDC93.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SYDC93, money simply cannot be routed to the BR FULSAWANGI THE YDCC BANK LTD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SYDC93 and the account number together uniquely identify the Br Fulsawangi the Ydcc Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0SYDC93
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC93 across all three.
NEFT to Axis Bank, BR FULSAWANGI THE YDCC BANK LTD using IFSC UTIB0SYDC93
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SYDC93, and confirm that the system picks up Axis Bank – BR FULSAWANGI THE YDCC BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BR FULSAWANGI THE YDCC BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR FULSAWANGI THE YDCC BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC93 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BR FULSAWANGI THE YDCC BANK LTD (IFSC UTIB0SYDC93)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC93 in your mobile or internet banking app, and the money is credited to the BR FULSAWANGI THE YDCC BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SYDC93 for Axis Bank – BR FULSAWANGI THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SYDC93 | Yes – UTIB0SYDC93 | Yes – UTIB0SYDC93 |
For most retail customers crediting the Br Fulsawangi the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0SYDC93
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR FULSAWANGI THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC93. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC93 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Br Fulsawangi the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC93 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC93.
Products and services
Customers walking into the Br Fulsawangi the Ydcc Bank Ltd branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SYDC93
Digital banking channels
Most day-to-day work that customers used to do at the Br Fulsawangi the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC93 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Br Fulsawangi the Ydcc Bank Ltd branch
The branch is located at YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230, which puts it inside Pusad, the broader Yavatmal district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Br Fulsawangi the Ydcc Bank Ltd branch” — the verified location pin for IFSC UTIB0SYDC93 should appear at the top of the results.
- Confirm the branch is open by calling 7232-7588042605 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SYDC93 and your account number.
Common mistakes to avoid when using IFSC UTIB0SYDC93
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BR FULSAWANGI THE YDCC BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0SYDC93. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Br Fulsawangi the Ydcc Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SYDC93, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SYDC93 for Axis Bank – BR FULSAWANGI THE YDCC BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankBr Fulsawangi the Ydcc Bank Ltd Branch
YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230
Pusad, Maharashtra
Phone: 7232-7588042605
IFSC: UTIB0SYDC93
Frequently asked questions
Where is Axis Bank Br Fulsawangi the Ydcc Bank Ltd branch located?
Axis Bank's Br Fulsawangi the Ydcc Bank Ltd branch is located at YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230, Pusad, Maharashtra.
How quickly will an NEFT transfer using UTIB0SYDC93 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Br Fulsawangi the Ydcc Bank Ltd reflect within 30 minutes.
What is the phone number of Axis Bank Br Fulsawangi the Ydcc Bank Ltd branch?
You can reach the branch at 7232-7588042605 during regular banking hours.
Is IFSC UTIB0SYDC93 valid for NEFT and RTGS?
Yes. IFSC UTIB0SYDC93 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Br Fulsawangi the Ydcc Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SYDC93, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Br Fulsawangi the Ydcc Bank Ltd branch but serve different purposes.
Summary
The IFSC code UTIB0SYDC93 belongs to Axis Bank's BR FULSAWANGI THE YDCC BANK LTD branch, located at YDCC FULSAWANGI, AT.PO. FULSAWANGI, TQ. MAHAGAON, DIST. YAVATMAL 445230 in PUSAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
