If you are searching for the IFSC code of Axis Bank, THITE NAGAR KHARADI branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UTIB0006029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THITE NAGAR KHARADI branch, and detailed step-by-step guides for using the IFSC UTIB0006029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – THITE NAGAR KHARADI is UTIB0006029. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006029 map to this branch in PUNE, MAHARASHTRA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thite Nagar Kharadi branch in Pune, Maharashtra is part of this network and uses the IFSC code UTIB0006029 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Thite Nagar Kharadi |
| IFSC Code | UTIB0006029 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 9955720796 |
Thite Nagar Kharadi branch overview
Located at GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE, the Thite Nagar Kharadi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006029 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THITE NAGAR KHARADI branch came to be assigned the code UTIB0006029.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006029, money simply cannot be routed to the THITE NAGAR KHARADI branch electronically.
Account types you can open at the Thite Nagar Kharadi branch
Once you have an account at Axis Bank – THITE NAGAR KHARADI, the IFSC UTIB0006029 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thite Nagar Kharadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9955720796.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006029
How to transfer money using IFSC UTIB0006029
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006029 across all three.
NEFT to Axis Bank, THITE NAGAR KHARADI using IFSC UTIB0006029
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006029, and confirm that the system picks up Axis Bank – THITE NAGAR KHARADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THITE NAGAR KHARADI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THITE NAGAR KHARADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006029 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank THITE NAGAR KHARADI (IFSC UTIB0006029)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006029 in your mobile or internet banking app, and the money is credited to the THITE NAGAR KHARADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006029 for Axis Bank – THITE NAGAR KHARADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006029 | Yes – UTIB0006029 | Yes – UTIB0006029 |
For most retail customers crediting the Thite Nagar Kharadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006029
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THITE NAGAR KHARADI is still mapped to IFSC UTIB0006029. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006029 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Thite Nagar Kharadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006029 and the account number together uniquely identify the Thite Nagar Kharadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THITE NAGAR KHARADI:
- The IFSC is exactly UTIB0006029 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THITE NAGAR KHARADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thite Nagar Kharadi branch
The branch is located at GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Thite Nagar Kharadi branch” — the verified location pin for IFSC UTIB0006029 should appear at the top of the results.
- Confirm the branch is open by calling 20-9955720796 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006029 and your account number.
Verifying IFSC UTIB0006029 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006029 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-9955720796.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thite Nagar Kharadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006029 continue to work without interruption.
Branch address & contact
Axis BankThite Nagar Kharadi Branch
GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE
Pune, Maharashtra
Phone: 20-9955720796
IFSC: UTIB0006029
Frequently asked questions
Can I use IFSC UTIB0006029 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006029 to send funds instantly.
How do I add Axis Bank Thite Nagar Kharadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006029, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Thite Nagar Kharadi branch located?
Axis Bank's Thite Nagar Kharadi branch is located at GROUND FLOOR SHOWROOM NO 6, RIVER DALEGROVE, THITE NAGAR KHARADI PUNE, Pune, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thite Nagar Kharadi branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0006029 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Thite Nagar Kharadi reflect within 30 minutes.
Does Axis Bank Thite Nagar Kharadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-9955720796 to confirm.
Is IFSC UTIB0006029 valid for NEFT and RTGS?
Yes. IFSC UTIB0006029 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0006029 is the IFSC code of Axis Bank, THITE NAGAR KHARADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
