IFSC Code of Axis Bank, Sambhaji Nagar Wagholi Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's SAMBHAJI NAGAR WAGHOLI branch in PUNE, MAHARASHTRA. The branch's IFSC code UTIB0005613 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – SAMBHAJI NAGAR WAGHOLI is UTIB0005613. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005613 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sambhaji Nagar Wagholi branch — IFSC UTIB0005613 — extends the bank's services to customers in and around Pune, Maharashtra.

About the Sambhaji Nagar Wagholi branch

The Sambhaji Nagar Wagholi branch of Axis Bank is situated at GROUND FLOOR AND FIRST FLOOR,SHOP NO 1 2 3 AND 4,BLUE SKY ICON,GAT NO 1180,BAIF ROAD,WAGHOLI,PUNE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005613 is used.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMBHAJI NAGAR WAGHOLI of Axis Bank — its own 11-character IFSC. The code UTIB0005613 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005613 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0005613

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005613 across all three.

NEFT to Axis Bank, SAMBHAJI NAGAR WAGHOLI using IFSC UTIB0005613

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005613, and confirm that the system picks up Axis Bank – SAMBHAJI NAGAR WAGHOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0005613

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SAMBHAJI NAGAR WAGHOLI, ensure your bank's portal accepts IFSC UTIB0005613 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – SAMBHAJI NAGAR WAGHOLI, use IMPS. With IFSC UTIB0005613 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0005613 for Axis Bank – SAMBHAJI NAGAR WAGHOLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sambhaji Nagar Wagholi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0005613

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SAMBHAJI NAGAR WAGHOLI is still mapped to IFSC UTIB0005613. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005613 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sambhaji Nagar Wagholi branch

Once you have an account at Axis Bank – SAMBHAJI NAGAR WAGHOLI, the IFSC UTIB0005613 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sambhaji Nagar Wagholi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-7507688661.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005613

MICR & cheque-truncation details

Cheques drawn on the Sambhaji Nagar Wagholi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005613 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0005613

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SAMBHAJI NAGAR WAGHOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005613 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SAMBHAJI NAGAR WAGHOLI:

• The IFSC is exactly UTIB0005613 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and SAMBHAJI NAGAR WAGHOLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sambhaji Nagar Wagholi branch sits at GROUND FLOOR AND FIRST FLOOR,SHOP NO 1 2 3 AND 4,BLUE SKY ICON,GAT NO 1180,BAIF ROAD,WAGHOLI,PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-7507688661 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005613 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0005613 for Axis Bank – SAMBHAJI NAGAR WAGHOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sambhaji Nagar Wagholi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005613 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0005613 belongs to Axis Bank's SAMBHAJI NAGAR WAGHOLI branch, located at GROUND FLOOR AND FIRST FLOOR,SHOP NO 1 2 3 AND 4,BLUE SKY ICON,GAT NO… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.