Use this page as a one-stop reference for everything related to Axis Bank's KIRKEE branch in PUNE, MAHARASHTRA. The branch's IFSC code UTIB0003722 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KIRKEE is UTIB0003722. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003722 map to this branch in PUNE, MAHARASHTRA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kirkee |
| IFSC Code | UTIB0003722 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 9004221257 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Kirkee branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003722.
About the Kirkee branch
The Kirkee branch of Axis Bank is situated at GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003722 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KIRKEE branch came to be assigned the code UTIB0003722.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003722, money simply cannot be routed to the KIRKEE branch electronically.
How to transfer money using IFSC UTIB0003722
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003722 across all three.
NEFT to Axis Bank, KIRKEE using IFSC UTIB0003722
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003722, and confirm that the system picks up Axis Bank – KIRKEE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003722
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KIRKEE, ensure your bank's portal accepts IFSC UTIB0003722 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KIRKEE, use IMPS. With IFSC UTIB0003722 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kirkee
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003722:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KIRKEE is still linked to IFSC UTIB0003722.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KIRKEE branch, the IFSC UTIB0003722 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kirkee branch
Once you have an account at Axis Bank – KIRKEE, the IFSC UTIB0003722 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kirkee branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-9004221257.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003722
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003722 and the account number together uniquely identify the Kirkee branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0003722
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KIRKEE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003722 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KIRKEE:
- The IFSC is exactly UTIB0003722 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KIRKEE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kirkee branch sits at GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-9004221257 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003722 and your account number.
Verifying IFSC UTIB0003722 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003722 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-9004221257.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kirkee branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003722, however, work 24x7.
Branch address & contact
Axis BankKirkee Branch
GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020
Pune, Maharashtra
Phone: 20-9004221257
IFSC: UTIB0003722
Frequently asked questions
Can I use IFSC UTIB0003722 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003722 to send funds instantly.
Is IFSC UTIB0003722 valid for NEFT and RTGS?
Yes. IFSC UTIB0003722 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Kirkee branch?
The IFSC code of Axis Bank, Kirkee branch is UTIB0003722. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Kirkee branch located?
Axis Bank's Kirkee branch is located at GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020, Pune, Maharashtra.
Is IFSC UTIB0003722 the same for all accounts at Kirkee branch?
Yes. The IFSC UTIB0003722 is shared by every account held at Axis Bank's Kirkee branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0003722 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kirkee reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kirkee branch but serve different purposes.
What is the phone number of Axis Bank Kirkee branch?
You can reach the branch at 20-9004221257 during regular banking hours.
Summary
The IFSC code UTIB0003722 belongs to Axis Bank's KIRKEE branch, located at GRND FLR 46 GOYAL NIWAS OPP GANAPATI MANDIR AUNDHJ ROAD KIRKEE 411020 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
