Use this page as a one-stop reference for everything related to Axis Bank's POWAYAN branch in POWAYAN, UTTAR PRADESH. The branch's IFSC code UTIB0005069 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – POWAYAN is UTIB0005069. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005069 map to this branch in POWAYAN, UTTAR PRADESH.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Powayan branch — IFSC UTIB0005069 — extends the bank's services to customers in and around Powayan, Uttar Pradesh.
About this branch
The branch is located at AXIS BANK LTD, GROUND FLOOR, PART OF KHASRA NUMBER 135KHA, RAM NAGAR WARD, SHAHJAHANPUR ROAD, POWAYAN 242401 DIST SHAHJAHANPUR UTTAR PRADESH. It serves the Powayan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005069 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Powayan |
| IFSC Code | UTIB0005069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD, GROUND FLOOR, PART OF KHASRA NUMBER 135KHA, RAM NAGAR WARD, SHAHJAHANPUR ROAD, POWAYAN 242401 DIST SHAHJAHANPUR UTTAR PRADESH |
| City | Powayan |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| STD Code | 5844 |
| Phone | 9897088494 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POWAYAN of Axis Bank — its own 11-character IFSC. The code UTIB0005069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005069 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005069 and the account number together uniquely identify the Powayan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005069 across all three.
NEFT to Axis Bank, POWAYAN using IFSC UTIB0005069
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005069, and confirm that the system picks up Axis Bank – POWAYAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to POWAYAN
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's POWAYAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005069 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank POWAYAN (IFSC UTIB0005069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005069 in your mobile or internet banking app, and the money is credited to the POWAYAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005069 for Axis Bank – POWAYAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005069 | Yes – UTIB0005069 | Yes – UTIB0005069 |
For most retail customers crediting the Powayan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005069
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – POWAYAN is still mapped to IFSC UTIB0005069. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005069 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Powayan branch is mapped to IFSC UTIB0005069 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005069.
Products and services
Customers walking into the Powayan branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005069
Online banking and IFSC UTIB0005069
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the POWAYAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005069 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Powayan branch
The branch is located at AXIS BANK LTD, GROUND FLOOR, PART OF KHASRA NUMBER 135KHA, RAM NAGAR WARD, SHAHJAHANPUR ROAD, POWAYAN 242401 DIST SHAHJAHANPUR UTTAR PRADESH, which puts it inside Powayan, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Powayan branch” — the verified location pin for IFSC UTIB0005069 should appear at the top of the results.
- Confirm the branch is open by calling 5844-9897088494 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005069 and your account number.
Common mistakes to avoid when using IFSC UTIB0005069
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – POWAYAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005069. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Powayan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005069 continue to work without interruption.
Verifying IFSC UTIB0005069 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005069 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5844-9897088494.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankPowayan Branch
AXIS BANK LTD, GROUND FLOOR, PART OF KHASRA NUMBER 135KHA, RAM NAGAR WARD, SHAHJAHANPUR ROAD, POWAYAN 242401 DIST SHAHJAHANPUR UTTAR PRADESH
Powayan, Uttar Pradesh
Phone: 5844-9897088494
IFSC: UTIB0005069
Frequently asked questions
How do I add Axis Bank Powayan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005069, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Powayan branch?
You can reach the branch at 5844-9897088494 during regular banking hours.
Does Axis Bank Powayan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5844-9897088494 to confirm.
Where is Axis Bank Powayan branch located?
Axis Bank's Powayan branch is located at AXIS BANK LTD, GROUND FLOOR, PART OF KHASRA NUMBER 135KHA, RAM NAGAR WARD, SHAHJAHANPUR ROAD, POWAYAN 242401 DIST SHAHJAHANPUR UTTAR PRADESH, Powayan, Uttar Pradesh.
Can I use IFSC UTIB0005069 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005069 to send funds instantly.
Is IFSC UTIB0005069 valid for NEFT and RTGS?
Yes. IFSC UTIB0005069 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0005069 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Powayan reflect within 30 minutes.
Final notes
To recap: UTIB0005069 is the IFSC code of Axis Bank, POWAYAN branch, in POWAYAN, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
