IFSC Code of Axis Bank, Br Mahagaon Ps the Ydcc Bank Ltd Branch, Maharashtra

Below are the complete branch details for Axis Bank, BR MAHAGAON PS THE YDCC BANK LTD branch, located in POPHALI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SYDC85. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SYDC85 for Axis Bank – BR MAHAGAON PS THE YDCC BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – BR MAHAGAON PS THE YDCC BANK LTD is UTIB0SYDC85. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SYDC85 map to this branch in POPHALI, MAHARASHTRA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Br Mahagaon Ps the Ydcc Bank Ltd branch — IFSC UTIB0SYDC85 — extends the bank's services to customers in and around Pophali, Maharashtra.

Br Mahagaon Ps the Ydcc Bank Ltd branch overview

Located at YDCC MAHAGAON P.S., AT.PO. MAHAGAON P.S., TQ. MAHAGAON, DIST. YAVATMAL 445205, the Br Mahagaon Ps the Ydcc Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SYDC85 is required for all interbank electronic transfers routed through this branch.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR MAHAGAON PS THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC85 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC85 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0SYDC85

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC85 across all three.

How to use IFSC UTIB0SYDC85 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR MAHAGAON PS THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SYDC85.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BR MAHAGAON PS THE YDCC BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BR MAHAGAON PS THE YDCC BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR MAHAGAON PS THE YDCC BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC85 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank BR MAHAGAON PS THE YDCC BANK LTD (IFSC UTIB0SYDC85)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC85 in your mobile or internet banking app, and the money is credited to the BR MAHAGAON PS THE YDCC BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SYDC85 for Axis Bank – BR MAHAGAON PS THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Br Mahagaon Ps the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SYDC85

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR MAHAGAON PS THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC85. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC85 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Br Mahagaon Ps the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC85 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC85.

Banking services available

The Br Mahagaon Ps the Ydcc Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7232-7588042652.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SYDC85

MICR & cheque-truncation details

Cheques drawn on the Br Mahagaon Ps the Ydcc Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC85 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Br Mahagaon Ps the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC85 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR MAHAGAON PS THE YDCC BANK LTD:

• The IFSC is exactly UTIB0SYDC85 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR MAHAGAON PS THE YDCC BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Br Mahagaon Ps the Ydcc Bank Ltd branch

The branch is located at YDCC MAHAGAON P.S., AT.PO. MAHAGAON P.S., TQ. MAHAGAON, DIST. YAVATMAL 445205, which puts it inside Pophali, the broader Yavatmal district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Br Mahagaon Ps the Ydcc Bank Ltd branch” — the verified location pin for IFSC UTIB0SYDC85 should appear at the top of the results.
2. Confirm the branch is open by calling 7232-7588042652 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SYDC85 and your account number.

Verifying IFSC UTIB0SYDC85 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SYDC85 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7232-7588042652.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Br Mahagaon Ps the Ydcc Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SYDC85, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SYDC85 belongs to Axis Bank's BR MAHAGAON PS THE YDCC BANK LTD branch, located at YDCC MAHAGAON P.S., AT.PO. MAHAGAON P.S., TQ. MAHAGAON, DIST. YAVATMAL 445205 in POPHALI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.