Use this page as a one-stop reference for everything related to Axis Bank's DANAGAHIRA branch in PIPILI, ODISHA. The branch's IFSC code UTIB0002397 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – DANAGAHIRA is UTIB0002397. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002397 map to this branch in PIPILI, ODISHA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Danagahira branch in Pipili. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002397.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Danagahira |
| IFSC Code | UTIB0002397 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. 135/4, DELANGA CHHAK, VILL DANAGAHIRA, HATASAHI DANAGAHIRA RD, POST OFFICE PIPILI, GRAM PANCHAYAT HATASAHI, DIST PURI, ORISSA, PIN 752104 |
| City | Pipili |
| District | Puri |
| State | Odisha |
About the Danagahira branch
The Danagahira branch of Axis Bank is situated at GROUND FLOOR, PLOT NO. 135/4, DELANGA CHHAK, VILL DANAGAHIRA, HATASAHI DANAGAHIRA RD, POST OFFICE PIPILI, GRAM PANCHAYAT HATASAHI, DIST PURI, ORISSA, PIN 752104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002397 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's DANAGAHIRA branch came to be assigned the code UTIB0002397.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002397, money simply cannot be routed to the DANAGAHIRA branch electronically.
Products and account variants supported
Every account opened at the Danagahira branch is mapped to IFSC UTIB0002397 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002397.
Banking services available
The Danagahira branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002397
How to transfer money using IFSC UTIB0002397
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002397 across all three.
How to use IFSC UTIB0002397 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DANAGAHIRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002397.
- Confirm the bank name auto-populates as Axis Bank and the branch as DANAGAHIRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002397
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – DANAGAHIRA, ensure your bank's portal accepts IFSC UTIB0002397 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – DANAGAHIRA, use IMPS. With IFSC UTIB0002397 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Danagahira
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002397:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DANAGAHIRA is still linked to IFSC UTIB0002397.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0002397
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – DANAGAHIRA is still mapped to IFSC UTIB0002397. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002397 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Danagahira branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002397 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002397 and the account number together uniquely identify the Danagahira branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0002397
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – DANAGAHIRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002397. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Danagahira branch sits at GROUND FLOOR, PLOT NO. 135/4, DELANGA CHHAK, VILL DANAGAHIRA, HATASAHI DANAGAHIRA RD, POST OFFICE PIPILI, GRAM PANCHAYAT HATASAHI, DIST PURI, ORISSA, PIN 752104. If you are travelling from outside Pipili, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002397 and your account number.
Verifying IFSC UTIB0002397 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002397 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Danagahira branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002397, however, work 24x7.
Branch address & contact
Axis BankDanagahira Branch
GROUND FLOOR, PLOT NO. 135/4, DELANGA CHHAK, VILL DANAGAHIRA, HATASAHI DANAGAHIRA RD, POST OFFICE PIPILI, GRAM PANCHAYAT HATASAHI, DIST PURI, ORISSA, PIN 752104
Pipili, Odisha
Phone: the branch contact number
IFSC: UTIB0002397
Frequently asked questions
What is the phone number of Axis Bank Danagahira branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0002397 the same for all accounts at Danagahira branch?
Yes. The IFSC UTIB0002397 is shared by every account held at Axis Bank's Danagahira branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0002397 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002397 to send funds instantly.
Does Axis Bank Danagahira branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0002397 valid for NEFT and RTGS?
Yes. IFSC UTIB0002397 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Danagahira as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002397, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Danagahira branch but serve different purposes.
Summary
The IFSC code UTIB0002397 belongs to Axis Bank's DANAGAHIRA branch, located at GROUND FLOOR, PLOT NO. 135/4, DELANGA CHHAK, VILL DANAGAHIRA, HATASAHI… in PIPILI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
