If you are searching for the IFSC code of Axis Bank, THE PIJ PEOPLES CO OP BANK branch in PIJ, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0SPIJCB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE PIJ PEOPLES CO OP BANK branch, and detailed step-by-step guides for using the IFSC UTIB0SPIJCB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0SPIJCB is the IFSC of Axis Bank's THE PIJ PEOPLES CO OP BANK branch. The format is fixed: UTIB = bank code, 0 = reserved, SPIJCB = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Pij Peoples Co Op Bank |
| IFSC Code | UTIB0SPIJCB |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK BUILDING, MAIN BAZAR, PIJ 387230 |
| City | Pij |
| District | Kheda |
| State | Gujarat |
| STD Code | 268 |
| Phone | 22582668 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the The Pij Peoples Co Op Bank branch in Pij. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SPIJCB.
About the The Pij Peoples Co Op Bank branch
The The Pij Peoples Co Op Bank branch of Axis Bank is situated at BANK BUILDING, MAIN BAZAR, PIJ 387230. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SPIJCB is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE PIJ PEOPLES CO OP BANK branch came to be assigned the code UTIB0SPIJCB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SPIJCB, money simply cannot be routed to the THE PIJ PEOPLES CO OP BANK branch electronically.
How to transfer money using IFSC UTIB0SPIJCB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SPIJCB across all three.
NEFT to Axis Bank, THE PIJ PEOPLES CO OP BANK using IFSC UTIB0SPIJCB
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SPIJCB, and confirm that the system picks up Axis Bank – THE PIJ PEOPLES CO OP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE PIJ PEOPLES CO OP BANK
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE PIJ PEOPLES CO OP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SPIJCB while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE PIJ PEOPLES CO OP BANK, use IMPS. With IFSC UTIB0SPIJCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Pij Peoples Co Op Bank
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SPIJCB:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PIJ PEOPLES CO OP BANK is still linked to IFSC UTIB0SPIJCB.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE PIJ PEOPLES CO OP BANK branch, the IFSC UTIB0SPIJCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Pij Peoples Co Op Bank branch is mapped to IFSC UTIB0SPIJCB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SPIJCB.
Products and services
Customers walking into the The Pij Peoples Co Op Bank branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SPIJCB
MICR & cheque-truncation details
Cheques drawn on the The Pij Peoples Co Op Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SPIJCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0SPIJCB
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE PIJ PEOPLES CO OP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SPIJCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE PIJ PEOPLES CO OP BANK:
- The IFSC is exactly UTIB0SPIJCB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE PIJ PEOPLES CO OP BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Pij Peoples Co Op Bank branch
The branch is located at BANK BUILDING, MAIN BAZAR, PIJ 387230, which puts it inside Pij, the broader Kheda district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank The Pij Peoples Co Op Bank branch” — the verified location pin for IFSC UTIB0SPIJCB should appear at the top of the results.
- Confirm the branch is open by calling 268-22582668 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SPIJCB and your account number.
Verifying IFSC UTIB0SPIJCB from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SPIJCB by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 268-22582668.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Pij Peoples Co Op Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SPIJCB continue to work without interruption.
Branch address & contact
Axis BankThe Pij Peoples Co Op Bank Branch
BANK BUILDING, MAIN BAZAR, PIJ 387230
Pij, Gujarat
Phone: 268-22582668
IFSC: UTIB0SPIJCB
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Pij Peoples Co Op Bank branch but serve different purposes.
Where is Axis Bank The Pij Peoples Co Op Bank branch located?
Axis Bank's The Pij Peoples Co Op Bank branch is located at BANK BUILDING, MAIN BAZAR, PIJ 387230, Pij, Gujarat.
What is the IFSC code of Axis Bank The Pij Peoples Co Op Bank branch?
The IFSC code of Axis Bank, The Pij Peoples Co Op Bank branch is UTIB0SPIJCB. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank The Pij Peoples Co Op Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 268-22582668 to confirm.
What is the phone number of Axis Bank The Pij Peoples Co Op Bank branch?
You can reach the branch at 268-22582668 during regular banking hours.
How do I add Axis Bank The Pij Peoples Co Op Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SPIJCB, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0SPIJCB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Pij Peoples Co Op Bank reflect within 30 minutes.
Can I use IFSC UTIB0SPIJCB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SPIJCB to send funds instantly.
Final notes
To recap: UTIB0SPIJCB is the IFSC code of Axis Bank, THE PIJ PEOPLES CO OP BANK branch, in PIJ, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
