Use this page as a one-stop reference for everything related to Axis Bank's BAKHTIYARPUR BRANCH branch in PATNA, BIHAR. The branch's IFSC code UTIB0004245 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004245 is the IFSC of Axis Bank's BAKHTIYARPUR BRANCH branch. The format is fixed: UTIB = bank code, 0 = reserved, 004245 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bakhtiyarpur Branch |
| IFSC Code | UTIB0004245 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR HOLDING NO 02 MAIN ROAD WARD NO 23 PS BAKHTIYARPUR DIST PATNA BIHAR 803212 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 6132 |
| Phone | 6132226321 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bakhtiyarpur Branch branch — IFSC UTIB0004245 — extends the bank's services to customers in and around Patna, Bihar.
About this branch
The branch is located at GROUND FLOOR HOLDING NO 02 MAIN ROAD WARD NO 23 PS BAKHTIYARPUR DIST PATNA BIHAR 803212. It serves the Patna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004245 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BAKHTIYARPUR BRANCH branch came to be assigned the code UTIB0004245.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004245, money simply cannot be routed to the BAKHTIYARPUR BRANCH branch electronically.
How to transfer money using IFSC UTIB0004245
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004245 across all three.
NEFT to Axis Bank, BAKHTIYARPUR BRANCH using IFSC UTIB0004245
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004245, and confirm that the system picks up Axis Bank – BAKHTIYARPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAKHTIYARPUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BAKHTIYARPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004245 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BAKHTIYARPUR BRANCH, use IMPS. With IFSC UTIB0004245 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004245 for Axis Bank – BAKHTIYARPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004245 | Yes – UTIB0004245 | Yes – UTIB0004245 |
For most retail customers crediting the Bakhtiyarpur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004245
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BAKHTIYARPUR BRANCH is still mapped to IFSC UTIB0004245. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004245 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bakhtiyarpur Branch branch is mapped to IFSC UTIB0004245 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004245.
Products and services
Customers walking into the Bakhtiyarpur Branch branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004245
MICR & cheque-truncation details
Cheques drawn on the Bakhtiyarpur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004245 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bakhtiyarpur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004245 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0004245
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BAKHTIYARPUR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004245. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bakhtiyarpur Branch branch sits at GROUND FLOOR HOLDING NO 02 MAIN ROAD WARD NO 23 PS BAKHTIYARPUR DIST PATNA BIHAR 803212. If you are travelling from outside Patna, search for the branch on a maps application using the bank name and locality, or call 6132-6132226321 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004245 and your account number.
Verifying IFSC UTIB0004245 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004245 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6132-6132226321.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bakhtiyarpur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004245, however, work 24x7.
Branch address & contact
Axis BankBakhtiyarpur Branch Branch
GROUND FLOOR HOLDING NO 02 MAIN ROAD WARD NO 23 PS BAKHTIYARPUR DIST PATNA BIHAR 803212
Patna, Bihar
Phone: 6132-6132226321
IFSC: UTIB0004245
Frequently asked questions
Where is Axis Bank Bakhtiyarpur Branch branch located?
Axis Bank's Bakhtiyarpur Branch branch is located at GROUND FLOOR HOLDING NO 02 MAIN ROAD WARD NO 23 PS BAKHTIYARPUR DIST PATNA BIHAR 803212, Patna, Bihar.
Is IFSC UTIB0004245 the same for all accounts at Bakhtiyarpur Branch branch?
Yes. The IFSC UTIB0004245 is shared by every account held at Axis Bank's Bakhtiyarpur Branch branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0004245 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004245 to send funds instantly.
How do I add Axis Bank Bakhtiyarpur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004245, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Bakhtiyarpur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6132-6132226321 to confirm.
What is the IFSC code of Axis Bank Bakhtiyarpur Branch branch?
The IFSC code of Axis Bank, Bakhtiyarpur Branch branch is UTIB0004245. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0004245 is the IFSC code of Axis Bank, BAKHTIYARPUR BRANCH branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
