Below are the complete branch details for Axis Bank, ASHOK RAJ PATH, PATNA branch, located in PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001483. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001483 for Axis Bank – ASHOK RAJ PATH, PATNA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ASHOK RAJ PATH, PATNA is UTIB0001483. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001483 map to this branch in PATNA, BIHAR.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Ashok Raj Path, Patna branch in Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001483.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ashok Raj Path, Patna |
| IFSC Code | UTIB0001483 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C/O,SHYAM STEEL HOUSE, ASHOK RAJ PATH, MURADPUR, PATNA - 800004 (BIHAR) |
| City | Patna |
| District | Patna |
| State | Bihar |
Ashok Raj Path, Patna branch overview
Located at C/O,SHYAM STEEL HOUSE, ASHOK RAJ PATH, MURADPUR, PATNA - 800004 (BIHAR), the Ashok Raj Path, Patna branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001483 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHOK RAJ PATH, PATNA of Axis Bank — its own 11-character IFSC. The code UTIB0001483 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001483 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ashok Raj Path, Patna branch is mapped to IFSC UTIB0001483 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001483.
Products and services
Customers walking into the Ashok Raj Path, Patna branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001483
How to transfer money using IFSC UTIB0001483
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001483 across all three.
How to use IFSC UTIB0001483 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ASHOK RAJ PATH, PATNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001483.
- Confirm the bank name auto-populates as Axis Bank and the branch as ASHOK RAJ PATH, PATNA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001483
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ASHOK RAJ PATH, PATNA, ensure your bank's portal accepts IFSC UTIB0001483 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ASHOK RAJ PATH, PATNA, use IMPS. With IFSC UTIB0001483 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001483 for Axis Bank – ASHOK RAJ PATH, PATNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001483 | Yes – UTIB0001483 | Yes – UTIB0001483 |
For most retail customers crediting the Ashok Raj Path, Patna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ASHOK RAJ PATH, PATNA branch, the IFSC UTIB0001483 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ashok Raj Path, Patna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001483 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001483 and the account number together uniquely identify the Ashok Raj Path, Patna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0001483
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ASHOK RAJ PATH, PATNA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001483. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ashok Raj Path, Patna branch
The branch is located at C/O,SHYAM STEEL HOUSE, ASHOK RAJ PATH, MURADPUR, PATNA - 800004 (BIHAR), which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ashok Raj Path, Patna branch” — the verified location pin for IFSC UTIB0001483 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001483 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001483 for Axis Bank – ASHOK RAJ PATH, PATNA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ashok Raj Path, Patna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001483 continue to work without interruption.
Branch address & contact
Axis BankAshok Raj Path, Patna Branch
C/O,SHYAM STEEL HOUSE, ASHOK RAJ PATH, MURADPUR, PATNA - 800004 (BIHAR)
Patna, Bihar
Phone: the branch contact number
IFSC: UTIB0001483
Frequently asked questions
What is the phone number of Axis Bank Ashok Raj Path, Patna branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Axis Bank Ashok Raj Path, Patna branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC UTIB0001483 the same for all accounts at Ashok Raj Path, Patna branch?
Yes. The IFSC UTIB0001483 is shared by every account held at Axis Bank's Ashok Raj Path, Patna branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001483 valid for NEFT and RTGS?
Yes. IFSC UTIB0001483 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Ashok Raj Path, Patna as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001483, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0001483 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ashok Raj Path, Patna reflect within 30 minutes.
Final notes
To recap: UTIB0001483 is the IFSC code of Axis Bank, ASHOK RAJ PATH, PATNA branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
