Use this page as a one-stop reference for everything related to Axis Bank's NANDPUR KESHO branch in PATIALA, PUNJAB. The branch's IFSC code UTIB0002190 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002190 is the IFSC of Axis Bank's NANDPUR KESHO branch. The format is fixed: UTIB = bank code, 0 = reserved, 002190 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nandpur Kesho |
| IFSC Code | UTIB0002190 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA, PIN-147001 |
| City | Patiala |
| District | Patiala |
| State | Punjab |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Nandpur Kesho branch in Patiala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002190.
About this branch
The branch is located at GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA, PIN-147001. It serves the Patiala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002190 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDPUR KESHO of Axis Bank — its own 11-character IFSC. The code UTIB0002190 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002190 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0002190
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002190 across all three.
How to use IFSC UTIB0002190 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NANDPUR KESHO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002190.
- Confirm the bank name auto-populates as Axis Bank and the branch as NANDPUR KESHO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NANDPUR KESHO
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NANDPUR KESHO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002190 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank NANDPUR KESHO (IFSC UTIB0002190)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002190 in your mobile or internet banking app, and the money is credited to the NANDPUR KESHO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nandpur Kesho
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002190:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NANDPUR KESHO is still linked to IFSC UTIB0002190.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NANDPUR KESHO branch, the IFSC UTIB0002190 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nandpur Kesho branch is mapped to IFSC UTIB0002190 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002190.
Banking services available
The Nandpur Kesho branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002190
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002190 and the account number together uniquely identify the Nandpur Kesho branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0002190
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NANDPUR KESHO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002190 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0002190
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NANDPUR KESHO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002190. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nandpur Kesho branch sits at GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA, PIN-147001. If you are travelling from outside Patiala, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002190 and your account number.
Verifying IFSC UTIB0002190 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002190 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nandpur Kesho are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002190 continue to work without interruption.
Branch address & contact
Axis BankNandpur Kesho Branch
GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA, PIN-147001
Patiala, Punjab
Phone: the branch contact number
IFSC: UTIB0002190
Frequently asked questions
How do I add Axis Bank Nandpur Kesho as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002190, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0002190 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002190 to send funds instantly.
Is IFSC UTIB0002190 valid for NEFT and RTGS?
Yes. IFSC UTIB0002190 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Nandpur Kesho branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Axis Bank Nandpur Kesho branch?
The IFSC code of Axis Bank, Nandpur Kesho branch is UTIB0002190. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Nandpur Kesho branch located?
Axis Bank's Nandpur Kesho branch is located at GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA, PIN-147001, Patiala, Punjab.
What is the phone number of Axis Bank Nandpur Kesho branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UTIB0002190 belongs to Axis Bank's NANDPUR KESHO branch, located at GROUND FLOOR,KHASRA NO.36/8/1,NANDPUR KESHO,TEHSIL&DIST.PATIALA,PATIALA,… in PATIALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
