Below are the complete branch details for Axis Bank, PANCHKULASECTOR SIX branch, located in PANCHKULA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005395. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005395 for Axis Bank – PANCHKULASECTOR SIX — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – PANCHKULASECTOR SIX is UTIB0005395. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005395 map to this branch in PANCHKULA, HARYANA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Panchkulasector Six branch in Panchkula. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005395.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Panchkulasector Six |
| IFSC Code | UTIB0005395 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND BASEMENT SCF 64 SECTOR 6 PANCHKULA MAIN ROAD |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| STD Code | 172 |
| Phone | 9023359699 |
About this branch
The branch is located at GROUND FLOOR AND BASEMENT SCF 64 SECTOR 6 PANCHKULA MAIN ROAD. It serves the Panchkula region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005395 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANCHKULASECTOR SIX of Axis Bank — its own 11-character IFSC. The code UTIB0005395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005395 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Panchkulasector Six branch is mapped to IFSC UTIB0005395 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005395.
Banking services available
The Panchkulasector Six branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-9023359699.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005395
How to transfer money using IFSC UTIB0005395
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005395 across all three.
NEFT to Axis Bank, PANCHKULASECTOR SIX using IFSC UTIB0005395
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005395, and confirm that the system picks up Axis Bank – PANCHKULASECTOR SIX. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005395
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PANCHKULASECTOR SIX, ensure your bank's portal accepts IFSC UTIB0005395 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PANCHKULASECTOR SIX, use IMPS. With IFSC UTIB0005395 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005395 for Axis Bank – PANCHKULASECTOR SIX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005395 | Yes – UTIB0005395 | Yes – UTIB0005395 |
For most retail customers crediting the Panchkulasector Six branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PANCHKULASECTOR SIX branch, the IFSC UTIB0005395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005395
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PANCHKULASECTOR SIX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005395 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Panchkulasector Six branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005395 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005395
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PANCHKULASECTOR SIX, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005395. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Panchkulasector Six branch sits at GROUND FLOOR AND BASEMENT SCF 64 SECTOR 6 PANCHKULA MAIN ROAD. If you are travelling from outside Panchkula, search for the branch on a maps application using the bank name and locality, or call 172-9023359699 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005395 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005395 for Axis Bank – PANCHKULASECTOR SIX, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panchkulasector Six branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005395, however, work 24x7.
Branch address & contact
Axis BankPanchkulasector Six Branch
GROUND FLOOR AND BASEMENT SCF 64 SECTOR 6 PANCHKULA MAIN ROAD
Panchkula, Haryana
Phone: 172-9023359699
IFSC: UTIB0005395
Frequently asked questions
What is the phone number of Axis Bank Panchkulasector Six branch?
You can reach the branch at 172-9023359699 during regular banking hours.
Can I use IFSC UTIB0005395 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005395 to send funds instantly.
Is IFSC UTIB0005395 the same for all accounts at Panchkulasector Six branch?
Yes. The IFSC UTIB0005395 is shared by every account held at Axis Bank's Panchkulasector Six branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005395 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Panchkulasector Six reflect within 30 minutes.
Where is Axis Bank Panchkulasector Six branch located?
Axis Bank's Panchkulasector Six branch is located at GROUND FLOOR AND BASEMENT SCF 64 SECTOR 6 PANCHKULA MAIN ROAD, Panchkula, Haryana.
What is the IFSC code of Axis Bank Panchkulasector Six branch?
The IFSC code of Axis Bank, Panchkulasector Six branch is UTIB0005395. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Panchkulasector Six as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005395, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0005395 is the IFSC code of Axis Bank, PANCHKULASECTOR SIX branch, in PANCHKULA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
