Use this page as a one-stop reference for everything related to Axis Bank's MARUWA PASICHIM branch in PALIA KALAN, UTTAR PRADESH. The branch's IFSC code UTIB0004720 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MARUWA PASICHIM is UTIB0004720. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004720 map to this branch in PALIA KALAN, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Maruwa Pasichim |
| IFSC Code | UTIB0004720 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHATA NO 774, KHASRA NO 74, VILLAGE MARUWA PASICHIM, POST BIJAURIA, TEHSIL PALIA KALAN 262902, DIST KHERI, UTTAR PRADESH |
| City | Palia Kalan |
| District | Lakhimpur Kheri |
| State | Uttar Pradesh |
| STD Code | 535 |
| Phone | 9973473037 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Maruwa Pasichim branch in Palia Kalan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004720.
About the Maruwa Pasichim branch
The Maruwa Pasichim branch of Axis Bank is situated at GROUND FLOOR, KHATA NO 774, KHASRA NO 74, VILLAGE MARUWA PASICHIM, POST BIJAURIA, TEHSIL PALIA KALAN 262902, DIST KHERI, UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004720 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARUWA PASICHIM of Axis Bank — its own 11-character IFSC. The code UTIB0004720 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004720 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004720
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004720 across all three.
How to use IFSC UTIB0004720 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MARUWA PASICHIM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004720.
- Confirm the bank name auto-populates as Axis Bank and the branch as MARUWA PASICHIM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004720
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MARUWA PASICHIM, ensure your bank's portal accepts IFSC UTIB0004720 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MARUWA PASICHIM, use IMPS. With IFSC UTIB0004720 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004720 for Axis Bank – MARUWA PASICHIM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004720 | Yes – UTIB0004720 | Yes – UTIB0004720 |
For most retail customers crediting the Maruwa Pasichim branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004720
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MARUWA PASICHIM is still mapped to IFSC UTIB0004720. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004720 and the beneficiary's account number to complete the transfer.
Account types you can open at the Maruwa Pasichim branch
Once you have an account at Axis Bank – MARUWA PASICHIM, the IFSC UTIB0004720 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Maruwa Pasichim branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004720
MICR & cheque-truncation details
Cheques drawn on the Maruwa Pasichim branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004720 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0004720
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MARUWA PASICHIM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004720 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0004720
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MARUWA PASICHIM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004720. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Maruwa Pasichim branch
The branch is located at GROUND FLOOR, KHATA NO 774, KHASRA NO 74, VILLAGE MARUWA PASICHIM, POST BIJAURIA, TEHSIL PALIA KALAN 262902, DIST KHERI, UTTAR PRADESH, which puts it inside Palia Kalan, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Maruwa Pasichim branch” — the verified location pin for IFSC UTIB0004720 should appear at the top of the results.
- Confirm the branch is open by calling 535-9973473037 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004720 and your account number.
Verifying IFSC UTIB0004720 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004720 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 535-9973473037.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maruwa Pasichim branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004720, however, work 24x7.
Branch address & contact
Axis BankMaruwa Pasichim Branch
GROUND FLOOR, KHATA NO 774, KHASRA NO 74, VILLAGE MARUWA PASICHIM, POST BIJAURIA, TEHSIL PALIA KALAN 262902, DIST KHERI, UTTAR PRADESH
Palia Kalan, Uttar Pradesh
Phone: 535-9973473037
IFSC: UTIB0004720
Frequently asked questions
Where is Axis Bank Maruwa Pasichim branch located?
Axis Bank's Maruwa Pasichim branch is located at GROUND FLOOR, KHATA NO 774, KHASRA NO 74, VILLAGE MARUWA PASICHIM, POST BIJAURIA, TEHSIL PALIA KALAN 262902, DIST KHERI, UTTAR PRADESH, Palia Kalan, Uttar Pradesh.
Can I use IFSC UTIB0004720 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004720 to send funds instantly.
Does Axis Bank Maruwa Pasichim branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 535-9973473037 to confirm.
What is the phone number of Axis Bank Maruwa Pasichim branch?
You can reach the branch at 535-9973473037 during regular banking hours.
Is IFSC UTIB0004720 valid for NEFT and RTGS?
Yes. IFSC UTIB0004720 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004720 the same for all accounts at Maruwa Pasichim branch?
Yes. The IFSC UTIB0004720 is shared by every account held at Axis Bank's Maruwa Pasichim branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Maruwa Pasichim branch but serve different purposes.
How do I add Axis Bank Maruwa Pasichim as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004720, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0004720 is the IFSC code of Axis Bank, MARUWA PASICHIM branch, in PALIA KALAN, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
