IFSC Code of Axis Bank, The Pachhapur Urban Co Op Bank Ltd Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THE PACHHAPUR URBAN CO OP BANK LTD branch in PACHAPUR. The 11-digit IFSC UTIB0SP1944 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THE PACHHAPUR URBAN CO OP BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE PACHHAPUR URBAN CO OP BANK LTD is UTIB0SP1944. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SP1944 map to this branch in PACHAPUR, KARNATAKA.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the The Pachhapur Urban Co Op Bank Ltd branch in Pachapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SP1944.

About this branch

The branch is located at BAZAR ROAD PACHHAUR TQ HUKKERI 591122. It serves the Pachapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SP1944 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE PACHHAPUR URBAN CO OP BANK LTD branch came to be assigned the code UTIB0SP1944.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SP1944, money simply cannot be routed to the THE PACHHAPUR URBAN CO OP BANK LTD branch electronically.

How to transfer money using IFSC UTIB0SP1944

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SP1944 across all three.

How to use IFSC UTIB0SP1944 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE PACHHAPUR URBAN CO OP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SP1944.
4. Confirm the bank name auto-populates as Axis Bank and the branch as THE PACHHAPUR URBAN CO OP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE PACHHAPUR URBAN CO OP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's THE PACHHAPUR URBAN CO OP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SP1944 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank THE PACHHAPUR URBAN CO OP BANK LTD (IFSC UTIB0SP1944)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SP1944 in your mobile or internet banking app, and the money is credited to the THE PACHHAPUR URBAN CO OP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SP1944 for Axis Bank – THE PACHHAPUR URBAN CO OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Pachhapur Urban Co Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SP1944

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE PACHHAPUR URBAN CO OP BANK LTD is still mapped to IFSC UTIB0SP1944. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SP1944 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Pachhapur Urban Co Op Bank Ltd branch is mapped to IFSC UTIB0SP1944 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SP1944.

Banking services available

The The Pachhapur Urban Co Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8333-261228.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SP1944

MICR & cheque-truncation details

Cheques drawn on the The Pachhapur Urban Co Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SP1944 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SP1944

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE PACHHAPUR URBAN CO OP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SP1944 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE PACHHAPUR URBAN CO OP BANK LTD:

• The IFSC is exactly UTIB0SP1944 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE PACHHAPUR URBAN CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Pachhapur Urban Co Op Bank Ltd branch sits at BAZAR ROAD PACHHAUR TQ HUKKERI 591122. If you are travelling from outside Pachapur, search for the branch on a maps application using the bank name and locality, or call 8333-261228 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SP1944 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SP1944 for Axis Bank – THE PACHHAPUR URBAN CO OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Pachhapur Urban Co Op Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SP1944 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SP1944 belongs to Axis Bank's THE PACHHAPUR URBAN CO OP BANK LTD branch, located at BAZAR ROAD PACHHAUR TQ HUKKERI 591122 in PACHAPUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.