This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SAINIK VIHAR branch in NEW DELHI. The 11-digit IFSC UTIB0005384 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SAINIK VIHAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005384 is the IFSC of Axis Bank's SAINIK VIHAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005384 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sainik Vihar |
| IFSC Code | UTIB0005384 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034 |
| City | New Delhi |
| District | North West Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 8130327775 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sainik Vihar branch in New Delhi, Delhi is part of this network and uses the IFSC code UTIB0005384 for all electronic settlement.
Sainik Vihar branch overview
Located at GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034, the Sainik Vihar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005384 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SAINIK VIHAR branch came to be assigned the code UTIB0005384.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005384, money simply cannot be routed to the SAINIK VIHAR branch electronically.
How to transfer money using IFSC UTIB0005384
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005384 across all three.
How to use IFSC UTIB0005384 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SAINIK VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005384.
- Confirm the bank name auto-populates as Axis Bank and the branch as SAINIK VIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAINIK VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SAINIK VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005384 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SAINIK VIHAR (IFSC UTIB0005384)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005384 in your mobile or internet banking app, and the money is credited to the SAINIK VIHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sainik Vihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005384:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAINIK VIHAR is still linked to IFSC UTIB0005384.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005384
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SAINIK VIHAR is still mapped to IFSC UTIB0005384. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005384 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sainik Vihar branch is mapped to IFSC UTIB0005384 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005384.
Banking services available
The Sainik Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-8130327775.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005384
MICR & cheque-truncation details
Cheques drawn on the Sainik Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005384 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005384
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SAINIK VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005384 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005384
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SAINIK VIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005384. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sainik Vihar branch sits at GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-8130327775 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005384 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005384 for Axis Bank – SAINIK VIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sainik Vihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005384 continue to work without interruption.
Branch address & contact
Axis BankSainik Vihar Branch
GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034
New Delhi, Delhi
Phone: 11-8130327775
IFSC: UTIB0005384
Frequently asked questions
Can I use IFSC UTIB0005384 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005384 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005384 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sainik Vihar reflect within 30 minutes.
Where is Axis Bank Sainik Vihar branch located?
Axis Bank's Sainik Vihar branch is located at GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034, New Delhi, Delhi.
What is the phone number of Axis Bank Sainik Vihar branch?
You can reach the branch at 11-8130327775 during regular banking hours.
Is IFSC UTIB0005384 the same for all accounts at Sainik Vihar branch?
Yes. The IFSC UTIB0005384 is shared by every account held at Axis Bank's Sainik Vihar branch. Only the account number changes from customer to customer.
Is IFSC UTIB0005384 valid for NEFT and RTGS?
Yes. IFSC UTIB0005384 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sainik Vihar branch but serve different purposes.
How do I add Axis Bank Sainik Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005384, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0005384 belongs to Axis Bank's SAINIK VIHAR branch, located at GROUND FLOOR,PLOT NO 7, SAINIK VIHAR,NEW DELHI 110034 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
