IFSC Code of Axis Bank, Ring Road Shalimar Bagh Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, RING ROAD SHALIMAR BAGH branch in NEW DELHI. The 11-digit IFSC UTIB0003496 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the RING ROAD SHALIMAR BAGH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0003496 is the IFSC of Axis Bank's RING ROAD SHALIMAR BAGH branch. The format is fixed: UTIB = bank code, 0 = reserved, 003496 = branch identifier.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ring Road Shalimar Bagh branch — IFSC UTIB0003496 — extends the bank's services to customers in and around New Delhi, Delhi.

Ring Road Shalimar Bagh branch overview

Located at AG 06, GR FLR, WAZIRPUR, RING RD, SHALIMAR BAGH, NEW DELHI 110088, the Ring Road Shalimar Bagh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003496 is required for all interbank electronic transfers routed through this branch.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RING ROAD SHALIMAR BAGH of Axis Bank — its own 11-character IFSC. The code UTIB0003496 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003496 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0003496

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003496 across all three.

How to use IFSC UTIB0003496 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RING ROAD SHALIMAR BAGH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0003496.
4. Confirm the bank name auto-populates as Axis Bank and the branch as RING ROAD SHALIMAR BAGH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RING ROAD SHALIMAR BAGH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RING ROAD SHALIMAR BAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003496 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank RING ROAD SHALIMAR BAGH (IFSC UTIB0003496)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003496 in your mobile or internet banking app, and the money is credited to the RING ROAD SHALIMAR BAGH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0003496 for Axis Bank – RING ROAD SHALIMAR BAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ring Road Shalimar Bagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RING ROAD SHALIMAR BAGH branch, the IFSC UTIB0003496 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ring Road Shalimar Bagh branch

Once you have an account at Axis Bank – RING ROAD SHALIMAR BAGH, the IFSC UTIB0003496 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ring Road Shalimar Bagh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-1149787657.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003496

MICR & cheque-truncation details

Cheques drawn on the Ring Road Shalimar Bagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003496 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0003496

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RING ROAD SHALIMAR BAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003496 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RING ROAD SHALIMAR BAGH:

• The IFSC is exactly UTIB0003496 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and RING ROAD SHALIMAR BAGH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ring Road Shalimar Bagh branch

The branch is located at AG 06, GR FLR, WAZIRPUR, RING RD, SHALIMAR BAGH, NEW DELHI 110088, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Ring Road Shalimar Bagh branch” — the verified location pin for IFSC UTIB0003496 should appear at the top of the results.
2. Confirm the branch is open by calling 11-1149787657 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003496 and your account number.

Verifying IFSC UTIB0003496 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003496 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-1149787657.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ring Road Shalimar Bagh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003496 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0003496 is the IFSC code of Axis Bank, RING ROAD SHALIMAR BAGH branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.