Use this page as a one-stop reference for everything related to Axis Bank's JAIL ROAD branch in NEW DELHI, DELHI. The branch's IFSC code UTIB0003046 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003046 is the IFSC of Axis Bank's JAIL ROAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 003046 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jail Road branch in New Delhi, Delhi is part of this network and uses the IFSC code UTIB0003046 for all electronic settlement.
About the Jail Road branch
The Jail Road branch of Axis Bank is situated at GL16 HARI NAGAR JAIL ROAD NEW DELHI 110064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003046 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jail Road |
| IFSC Code | UTIB0003046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GL16 HARI NAGAR JAIL ROAD NEW DELHI 110064 |
| City | New Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9873332657 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JAIL ROAD branch came to be assigned the code UTIB0003046.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003046, money simply cannot be routed to the JAIL ROAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jail Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003046 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003046 across all three.
NEFT to Axis Bank, JAIL ROAD using IFSC UTIB0003046
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003046, and confirm that the system picks up Axis Bank – JAIL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003046
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JAIL ROAD, ensure your bank's portal accepts IFSC UTIB0003046 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank JAIL ROAD (IFSC UTIB0003046)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003046 in your mobile or internet banking app, and the money is credited to the JAIL ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jail Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003046:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAIL ROAD is still linked to IFSC UTIB0003046.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's JAIL ROAD branch, the IFSC UTIB0003046 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jail Road branch is mapped to IFSC UTIB0003046 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003046.
Products and services
Customers walking into the Jail Road branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003046
Online banking and IFSC UTIB0003046
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JAIL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jail Road branch
The branch is located at GL16 HARI NAGAR JAIL ROAD NEW DELHI 110064, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Jail Road branch” — the verified location pin for IFSC UTIB0003046 should appear at the top of the results.
- Confirm the branch is open by calling 91-9873332657 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003046 and your account number.
Common mistakes to avoid when using IFSC UTIB0003046
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – JAIL ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003046. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jail Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003046, however, work 24x7.
Verifying IFSC UTIB0003046 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003046 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9873332657.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankJail Road Branch
GL16 HARI NAGAR JAIL ROAD NEW DELHI 110064
New Delhi, Delhi
Phone: 91-9873332657
IFSC: UTIB0003046
Frequently asked questions
What is the phone number of Axis Bank Jail Road branch?
You can reach the branch at 91-9873332657 during regular banking hours.
Can I use IFSC UTIB0003046 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003046 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jail Road branch but serve different purposes.
How do I add Axis Bank Jail Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003046, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Jail Road branch?
The IFSC code of Axis Bank, Jail Road branch is UTIB0003046. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0003046 the same for all accounts at Jail Road branch?
Yes. The IFSC UTIB0003046 is shared by every account held at Axis Bank's Jail Road branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0003046 is the IFSC code of Axis Bank, JAIL ROAD branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
