IFSC Code of Axis Bank, Furniture Market Kirtinagar Branch, Delhi

If you are searching for the IFSC code of Axis Bank, FURNITURE MARKET KIRTINAGAR branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UTIB0004435. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FURNITURE MARKET KIRTINAGAR branch, and detailed step-by-step guides for using the IFSC UTIB0004435 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0004435 is the IFSC of Axis Bank's FURNITURE MARKET KIRTINAGAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004435 = branch identifier.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Furniture Market Kirtinagar branch in New Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004435.

About the Furniture Market Kirtinagar branch

The Furniture Market Kirtinagar branch of Axis Bank is situated at GROUND FLOOR, PLOT NO. 86, BLOCK II, KIRTI NAGAR W.H.S,NEW DELHI 110015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004435 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's FURNITURE MARKET KIRTINAGAR branch came to be assigned the code UTIB0004435.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004435, money simply cannot be routed to the FURNITURE MARKET KIRTINAGAR branch electronically.

How to transfer money using IFSC UTIB0004435

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004435 across all three.

NEFT to Axis Bank, FURNITURE MARKET KIRTINAGAR using IFSC UTIB0004435

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004435, and confirm that the system picks up Axis Bank – FURNITURE MARKET KIRTINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FURNITURE MARKET KIRTINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's FURNITURE MARKET KIRTINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004435 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank FURNITURE MARKET KIRTINAGAR (IFSC UTIB0004435)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004435 in your mobile or internet banking app, and the money is credited to the FURNITURE MARKET KIRTINAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0004435 for Axis Bank – FURNITURE MARKET KIRTINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Furniture Market Kirtinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's FURNITURE MARKET KIRTINAGAR branch, the IFSC UTIB0004435 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Furniture Market Kirtinagar branch

Once you have an account at Axis Bank – FURNITURE MARKET KIRTINAGAR, the IFSC UTIB0004435 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Furniture Market Kirtinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 999999999.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004435

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004435 and the account number together uniquely identify the Furniture Market Kirtinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Furniture Market Kirtinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004435 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – FURNITURE MARKET KIRTINAGAR:

• The IFSC is exactly UTIB0004435 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and FURNITURE MARKET KIRTINAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Furniture Market Kirtinagar branch

The branch is located at GROUND FLOOR, PLOT NO. 86, BLOCK II, KIRTI NAGAR W.H.S,NEW DELHI 110015, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Furniture Market Kirtinagar branch” — the verified location pin for IFSC UTIB0004435 should appear at the top of the results.
2. Confirm the branch is open by calling 999999999 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004435 and your account number.

Verifying IFSC UTIB0004435 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004435 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 999999999.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Furniture Market Kirtinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004435, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0004435 belongs to Axis Bank's FURNITURE MARKET KIRTINAGAR branch, located at GROUND FLOOR, PLOT NO. 86, BLOCK II, KIRTI NAGAR W.H.S,NEW DELHI 110015 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.