If you are searching for the IFSC code of Axis Bank, MINI BYPASS ROAD branch in NELLORE, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005461. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MINI BYPASS ROAD branch, and detailed step-by-step guides for using the IFSC UTIB0005461 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MINI BYPASS ROAD is UTIB0005461. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005461 map to this branch in NELLORE, ANDHRA PRADESH.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mini Bypass Road branch — IFSC UTIB0005461 — extends the bank's services to customers in and around Nellore, Andhra Pradesh.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mini Bypass Road |
| IFSC Code | UTIB0005461 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, D NO 16 6 238, 2ND STREET, SRINIVASA AGRAHARAM, NELLORE |
| City | Nellore |
| District | Nellore |
| State | Andhra Pradesh |
| STD Code | 861 |
| Phone | 9966660067 |
About this branch
The branch is located at UPPER GROUND FLOOR, D NO 16 6 238, 2ND STREET, SRINIVASA AGRAHARAM, NELLORE. It serves the Nellore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005461 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MINI BYPASS ROAD of Axis Bank — its own 11-character IFSC. The code UTIB0005461 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005461 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mini Bypass Road branch is mapped to IFSC UTIB0005461 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005461.
Products and services
Customers walking into the Mini Bypass Road branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005461
How to transfer money using IFSC UTIB0005461
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005461 across all three.
NEFT to Axis Bank, MINI BYPASS ROAD using IFSC UTIB0005461
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005461, and confirm that the system picks up Axis Bank – MINI BYPASS ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MINI BYPASS ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MINI BYPASS ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005461 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MINI BYPASS ROAD, use IMPS. With IFSC UTIB0005461 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005461 for Axis Bank – MINI BYPASS ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005461 | Yes – UTIB0005461 | Yes – UTIB0005461 |
For most retail customers crediting the Mini Bypass Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005461
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MINI BYPASS ROAD is still mapped to IFSC UTIB0005461. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005461 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005461
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MINI BYPASS ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005461 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005461 and the account number together uniquely identify the Mini Bypass Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005461
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MINI BYPASS ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005461. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mini Bypass Road branch
The branch is located at UPPER GROUND FLOOR, D NO 16 6 238, 2ND STREET, SRINIVASA AGRAHARAM, NELLORE, which puts it inside Nellore, the broader Nellore district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Mini Bypass Road branch” — the verified location pin for IFSC UTIB0005461 should appear at the top of the results.
- Confirm the branch is open by calling 861-9966660067 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005461 and your account number.
Verifying IFSC UTIB0005461 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005461 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 861-9966660067.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mini Bypass Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005461, however, work 24x7.
Branch address & contact
Axis BankMini Bypass Road Branch
UPPER GROUND FLOOR, D NO 16 6 238, 2ND STREET, SRINIVASA AGRAHARAM, NELLORE
Nellore, Andhra Pradesh
Phone: 861-9966660067
IFSC: UTIB0005461
Frequently asked questions
What is the phone number of Axis Bank Mini Bypass Road branch?
You can reach the branch at 861-9966660067 during regular banking hours.
How do I add Axis Bank Mini Bypass Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005461, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005461 the same for all accounts at Mini Bypass Road branch?
Yes. The IFSC UTIB0005461 is shared by every account held at Axis Bank's Mini Bypass Road branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Mini Bypass Road branch?
The IFSC code of Axis Bank, Mini Bypass Road branch is UTIB0005461. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0005461 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005461 to send funds instantly.
Where is Axis Bank Mini Bypass Road branch located?
Axis Bank's Mini Bypass Road branch is located at UPPER GROUND FLOOR, D NO 16 6 238, 2ND STREET, SRINIVASA AGRAHARAM, NELLORE, Nellore, Andhra Pradesh.
Final notes
To recap: UTIB0005461 is the IFSC code of Axis Bank, MINI BYPASS ROAD branch, in NELLORE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
