If you are searching for the IFSC code of Axis Bank, KANAKA MAHAL CENTRE branch in NELLORE, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0002749. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANAKA MAHAL CENTRE branch, and detailed step-by-step guides for using the IFSC UTIB0002749 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002749 is the IFSC of Axis Bank's KANAKA MAHAL CENTRE branch. The format is fixed: UTIB = bank code, 0 = reserved, 002749 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kanaka Mahal Centre branch in Nellore, Andhra Pradesh is part of this network and uses the IFSC code UTIB0002749 for all electronic settlement.
About this branch
The branch is located at OLD NO 152 NEW NO 305 MUNICIPAL WARD NO 15 SRI SAI COMPLEX SUBEDARPET RD NELLORE AP 524001. It serves the Nellore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002749 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kanaka Mahal Centre |
| IFSC Code | UTIB0002749 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD NO 152 NEW NO 305 MUNICIPAL WARD NO 15 SRI SAI COMPLEX SUBEDARPET RD NELLORE AP 524001 |
| City | Nellore |
| District | Nellore |
| State | Andhra Pradesh |
| STD Code | 861 |
| Phone | 2356961 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANAKA MAHAL CENTRE of Axis Bank — its own 11-character IFSC. The code UTIB0002749 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002749 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kanaka Mahal Centre branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002749 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002749
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002749 across all three.
How to use IFSC UTIB0002749 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KANAKA MAHAL CENTRE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002749.
- Confirm the bank name auto-populates as Axis Bank and the branch as KANAKA MAHAL CENTRE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002749
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KANAKA MAHAL CENTRE, ensure your bank's portal accepts IFSC UTIB0002749 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KANAKA MAHAL CENTRE, use IMPS. With IFSC UTIB0002749 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002749 for Axis Bank – KANAKA MAHAL CENTRE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002749 | Yes – UTIB0002749 | Yes – UTIB0002749 |
For most retail customers crediting the Kanaka Mahal Centre branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KANAKA MAHAL CENTRE branch, the IFSC UTIB0002749 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kanaka Mahal Centre branch
Once you have an account at Axis Bank – KANAKA MAHAL CENTRE, the IFSC UTIB0002749 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kanaka Mahal Centre branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 861-2356961.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002749
Online banking and IFSC UTIB0002749
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KANAKA MAHAL CENTRE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002749 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kanaka Mahal Centre branch sits at OLD NO 152 NEW NO 305 MUNICIPAL WARD NO 15 SRI SAI COMPLEX SUBEDARPET RD NELLORE AP 524001. If you are travelling from outside Nellore, search for the branch on a maps application using the bank name and locality, or call 861-2356961 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002749 and your account number.
Common mistakes to avoid when using IFSC UTIB0002749
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KANAKA MAHAL CENTRE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002749. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kanaka Mahal Centre are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002749 continue to work without interruption.
Verifying IFSC UTIB0002749 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002749 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 861-2356961.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankKanaka Mahal Centre Branch
OLD NO 152 NEW NO 305 MUNICIPAL WARD NO 15 SRI SAI COMPLEX SUBEDARPET RD NELLORE AP 524001
Nellore, Andhra Pradesh
Phone: 861-2356961
IFSC: UTIB0002749
Frequently asked questions
Is IFSC UTIB0002749 the same for all accounts at Kanaka Mahal Centre branch?
Yes. The IFSC UTIB0002749 is shared by every account held at Axis Bank's Kanaka Mahal Centre branch. Only the account number changes from customer to customer.
Where is Axis Bank Kanaka Mahal Centre branch located?
Axis Bank's Kanaka Mahal Centre branch is located at OLD NO 152 NEW NO 305 MUNICIPAL WARD NO 15 SRI SAI COMPLEX SUBEDARPET RD NELLORE AP 524001, Nellore, Andhra Pradesh.
How quickly will an NEFT transfer using UTIB0002749 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kanaka Mahal Centre reflect within 30 minutes.
Does Axis Bank Kanaka Mahal Centre branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 861-2356961 to confirm.
How do I add Axis Bank Kanaka Mahal Centre as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002749, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Kanaka Mahal Centre branch?
You can reach the branch at 861-2356961 during regular banking hours.
Final notes
To recap: UTIB0002749 is the IFSC code of Axis Bank, KANAKA MAHAL CENTRE branch, in NELLORE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
