Use this page as a one-stop reference for everything related to Axis Bank's CCGO NORTH branch in NAVI MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0004029 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004029 is the IFSC of Axis Bank's CCGO NORTH branch. The format is fixed: UTIB = bank code, 0 = reserved, 004029 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ccgo North branch — IFSC UTIB0004029 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ccgo North |
| IFSC Code | UTIB0004029 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NPC 1 6TH FLOOR BUILDING NO 1 GIGAPLEX PLOT NO IT 5 MIDC AIROLI KNOWLEDGE PARK NAVI MUMBAI 400708 |
| City | Navi Mumbai |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 71316493 |
About this branch
The branch is located at NPC 1 6TH FLOOR BUILDING NO 1 GIGAPLEX PLOT NO IT 5 MIDC AIROLI KNOWLEDGE PARK NAVI MUMBAI 400708. It serves the Navi Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004029 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CCGO NORTH branch came to be assigned the code UTIB0004029.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004029, money simply cannot be routed to the CCGO NORTH branch electronically.
Products and account variants supported
Every account opened at the Ccgo North branch is mapped to IFSC UTIB0004029 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004029.
Products and services
Customers walking into the Ccgo North branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004029
How to transfer money using IFSC UTIB0004029
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004029 across all three.
How to use IFSC UTIB0004029 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CCGO NORTH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004029.
- Confirm the bank name auto-populates as Axis Bank and the branch as CCGO NORTH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004029
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CCGO NORTH, ensure your bank's portal accepts IFSC UTIB0004029 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank CCGO NORTH (IFSC UTIB0004029)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004029 in your mobile or internet banking app, and the money is credited to the CCGO NORTH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004029 for Axis Bank – CCGO NORTH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004029 | Yes – UTIB0004029 | Yes – UTIB0004029 |
For most retail customers crediting the Ccgo North branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CCGO NORTH branch, the IFSC UTIB0004029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ccgo North branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ccgo North branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004029 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0004029
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – CCGO NORTH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004029. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ccgo North branch sits at NPC 1 6TH FLOOR BUILDING NO 1 GIGAPLEX PLOT NO IT 5 MIDC AIROLI KNOWLEDGE PARK NAVI MUMBAI 400708. If you are travelling from outside Navi Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-71316493 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004029 and your account number.
Verifying IFSC UTIB0004029 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004029 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-71316493.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ccgo North are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004029 continue to work without interruption.
Branch address & contact
Axis BankCcgo North Branch
NPC 1 6TH FLOOR BUILDING NO 1 GIGAPLEX PLOT NO IT 5 MIDC AIROLI KNOWLEDGE PARK NAVI MUMBAI 400708
Navi Mumbai, Maharashtra
Phone: 22-71316493
IFSC: UTIB0004029
Frequently asked questions
Can I use IFSC UTIB0004029 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004029 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ccgo North branch but serve different purposes.
What is the phone number of Axis Bank Ccgo North branch?
You can reach the branch at 22-71316493 during regular banking hours.
Where is Axis Bank Ccgo North branch located?
Axis Bank's Ccgo North branch is located at NPC 1 6TH FLOOR BUILDING NO 1 GIGAPLEX PLOT NO IT 5 MIDC AIROLI KNOWLEDGE PARK NAVI MUMBAI 400708, Navi Mumbai, Maharashtra.
Is IFSC UTIB0004029 valid for NEFT and RTGS?
Yes. IFSC UTIB0004029 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Ccgo North as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004029, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0004029 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ccgo North reflect within 30 minutes.
Final notes
To recap: UTIB0004029 is the IFSC code of Axis Bank, CCGO NORTH branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
