This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SECTOR NIGHTEEN AIROLI branch in NAVI MUMABI. The 11-digit IFSC UTIB0003258 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SECTOR NIGHTEEN AIROLI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SECTOR NIGHTEEN AIROLI is UTIB0003258. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003258 map to this branch in NAVI MUMABI, MAHARASHTRA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Nighteen Airoli branch in Navi Mumabi, Maharashtra is part of this network and uses the IFSC code UTIB0003258 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sector Nighteen Airoli |
| IFSC Code | UTIB0003258 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI NAVI MUMBAI 400708 |
| City | Navi Mumabi |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9870233316 |
About the Sector Nighteen Airoli branch
The Sector Nighteen Airoli branch of Axis Bank is situated at GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI NAVI MUMBAI 400708. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003258 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR NIGHTEEN AIROLI of Axis Bank — its own 11-character IFSC. The code UTIB0003258 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003258 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sector Nighteen Airoli branch is mapped to IFSC UTIB0003258 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003258.
Products and services
Customers walking into the Sector Nighteen Airoli branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003258
How to transfer money using IFSC UTIB0003258
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003258 across all three.
NEFT to Axis Bank, SECTOR NIGHTEEN AIROLI using IFSC UTIB0003258
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003258, and confirm that the system picks up Axis Bank – SECTOR NIGHTEEN AIROLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR NIGHTEEN AIROLI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SECTOR NIGHTEEN AIROLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003258 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SECTOR NIGHTEEN AIROLI (IFSC UTIB0003258)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003258 in your mobile or internet banking app, and the money is credited to the SECTOR NIGHTEEN AIROLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003258 for Axis Bank – SECTOR NIGHTEEN AIROLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003258 | Yes – UTIB0003258 | Yes – UTIB0003258 |
For most retail customers crediting the Sector Nighteen Airoli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SECTOR NIGHTEEN AIROLI branch, the IFSC UTIB0003258 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0003258
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR NIGHTEEN AIROLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003258 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003258 and the account number together uniquely identify the Sector Nighteen Airoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0003258
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SECTOR NIGHTEEN AIROLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003258. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sector Nighteen Airoli branch sits at GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI NAVI MUMBAI 400708. If you are travelling from outside Navi Mumabi, search for the branch on a maps application using the bank name and locality, or call 91-9870233316 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003258 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003258 for Axis Bank – SECTOR NIGHTEEN AIROLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sector Nighteen Airoli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003258 continue to work without interruption.
Branch address & contact
Axis BankSector Nighteen Airoli Branch
GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI NAVI MUMBAI 400708
Navi Mumabi, Maharashtra
Phone: 91-9870233316
IFSC: UTIB0003258
Frequently asked questions
What is the phone number of Axis Bank Sector Nighteen Airoli branch?
You can reach the branch at 91-9870233316 during regular banking hours.
Does Axis Bank Sector Nighteen Airoli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9870233316 to confirm.
How quickly will an NEFT transfer using UTIB0003258 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sector Nighteen Airoli reflect within 30 minutes.
Where is Axis Bank Sector Nighteen Airoli branch located?
Axis Bank's Sector Nighteen Airoli branch is located at GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI NAVI MUMBAI 400708, Navi Mumabi, Maharashtra.
How do I add Axis Bank Sector Nighteen Airoli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003258, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0003258 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003258 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Nighteen Airoli branch but serve different purposes.
Summary
The IFSC code UTIB0003258 belongs to Axis Bank's SECTOR NIGHTEEN AIROLI branch, located at GROUND FLOOR WHISPERING PALMS SHOP NO 12 13 14 PLOT NO 49 SECTOR 19 AIROLI… in NAVI MUMABI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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