Use this page as a one-stop reference for everything related to Axis Bank's KALIAN SUKHA branch in NATHANA, PUNJAB. The branch's IFSC code UTIB0002417 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KALIAN SUKHA branch, the IFSC UTIB0002417 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002417 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kalian Sukha branch — IFSC UTIB0002417 — extends the bank's services to customers in and around Nathana, Punjab.
About this branch
The branch is located at GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3), 610/1 (0-6), VILLAGE -KALIAN SUKHA, TEHSIL NATHANA, DISTRICT BATHINDA, PUNJAB, PIN 151102. It serves the Nathana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002417 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kalian Sukha |
| IFSC Code | UTIB0002417 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3), 610/1 (0-6), VILLAGE -KALIAN SUKHA, TEHSIL NATHANA, DISTRICT BATHINDA, PUNJAB, PIN 151102 |
| City | Nathana |
| District | Bathinda |
| State | Punjab |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALIAN SUKHA of Axis Bank — its own 11-character IFSC. The code UTIB0002417 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002417 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kalian Sukha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002417 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002417
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002417 across all three.
NEFT to Axis Bank, KALIAN SUKHA using IFSC UTIB0002417
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002417, and confirm that the system picks up Axis Bank – KALIAN SUKHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KALIAN SUKHA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KALIAN SUKHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002417 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KALIAN SUKHA, use IMPS. With IFSC UTIB0002417 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002417 for Axis Bank – KALIAN SUKHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002417 | Yes – UTIB0002417 | Yes – UTIB0002417 |
For most retail customers crediting the Kalian Sukha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002417
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KALIAN SUKHA is still mapped to IFSC UTIB0002417. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002417 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kalian Sukha branch is mapped to IFSC UTIB0002417 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002417.
Products and services
Customers walking into the Kalian Sukha branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002417
Online banking and IFSC UTIB0002417
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KALIAN SUKHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002417 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kalian Sukha branch
The branch is located at GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3), 610/1 (0-6), VILLAGE -KALIAN SUKHA, TEHSIL NATHANA, DISTRICT BATHINDA, PUNJAB, PIN 151102, which puts it inside Nathana, the broader Bathinda district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kalian Sukha branch” — the verified location pin for IFSC UTIB0002417 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002417 and your account number.
Common mistakes to avoid when using IFSC UTIB0002417
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KALIAN SUKHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002417. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kalian Sukha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002417 continue to work without interruption.
Verifying IFSC UTIB0002417 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002417 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankKalian Sukha Branch
GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3), 610/1 (0-6), VILLAGE -KALIAN SUKHA, TEHSIL NATHANA, DISTRICT BATHINDA, PUNJAB, PIN 151102
Nathana, Punjab
Phone: the branch contact number
IFSC: UTIB0002417
Frequently asked questions
Does Axis Bank Kalian Sukha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using UTIB0002417 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kalian Sukha reflect within 30 minutes.
Is IFSC UTIB0002417 the same for all accounts at Kalian Sukha branch?
Yes. The IFSC UTIB0002417 is shared by every account held at Axis Bank's Kalian Sukha branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalian Sukha branch but serve different purposes.
How do I add Axis Bank Kalian Sukha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002417, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Kalian Sukha branch located?
Axis Bank's Kalian Sukha branch is located at GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3), 610/1 (0-6), VILLAGE -KALIAN SUKHA, TEHSIL NATHANA, DISTRICT BATHINDA, PUNJAB, PIN 151102, Nathana, Punjab.
Summary
The IFSC code UTIB0002417 belongs to Axis Bank's KALIAN SUKHA branch, located at GROUND FLOOR, KHEWAT/KHATAUNI NO. 897/1139, 1522/1970, KHASRA NO. 611 (0-3),… in NATHANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
