Below are the complete branch details for Axis Bank, NASHIK ,SERVICE BRANCH branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001538. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001538 for Axis Bank – NASHIK ,SERVICE BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's NASHIK ,SERVICE BRANCH branch, the IFSC UTIB0001538 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001538 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Nashik ,Service Branch branch in Nashik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001538.
About the Nashik ,Service Branch branch
The Nashik ,Service Branch branch of Axis Bank is situated at MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD , NASHIK, MAHARASHTRA , PIN 422001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001538 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nashik ,Service Branch |
| IFSC Code | UTIB0001538 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD , NASHIK, MAHARASHTRA , PIN 422001 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NASHIK ,SERVICE BRANCH branch came to be assigned the code UTIB0001538.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001538, money simply cannot be routed to the NASHIK ,SERVICE BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001538 and the account number together uniquely identify the Nashik ,Service Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001538
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001538 across all three.
How to use IFSC UTIB0001538 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's NASHIK ,SERVICE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001538.
- Confirm the bank name auto-populates as Axis Bank and the branch as NASHIK ,SERVICE BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001538
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – NASHIK ,SERVICE BRANCH, ensure your bank's portal accepts IFSC UTIB0001538 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank NASHIK ,SERVICE BRANCH (IFSC UTIB0001538)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001538 in your mobile or internet banking app, and the money is credited to the NASHIK ,SERVICE BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001538 for Axis Bank – NASHIK ,SERVICE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001538 | Yes – UTIB0001538 | Yes – UTIB0001538 |
For most retail customers crediting the Nashik ,Service Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001538
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – NASHIK ,SERVICE BRANCH is still mapped to IFSC UTIB0001538. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001538 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nashik ,Service Branch branch
Once you have an account at Axis Bank – NASHIK ,SERVICE BRANCH, the IFSC UTIB0001538 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nashik ,Service Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001538
Digital banking channels
Most day-to-day work that customers used to do at the Nashik ,Service Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001538 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Nashik ,Service Branch branch sits at MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD , NASHIK, MAHARASHTRA , PIN 422001. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001538 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – NASHIK ,SERVICE BRANCH:
- The IFSC is exactly UTIB0001538 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and NASHIK ,SERVICE BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nashik ,Service Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001538, however, work 24x7.
Verifying IFSC UTIB0001538 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001538 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankNashik ,Service Branch Branch
MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD , NASHIK, MAHARASHTRA , PIN 422001
Nashik, Maharashtra
Phone: the branch contact number
IFSC: UTIB0001538
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001538 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Nashik ,Service Branch reflect within 30 minutes.
How do I add Axis Bank Nashik ,Service Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001538, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0001538 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001538 to send funds instantly.
Where is Axis Bank Nashik ,Service Branch branch located?
Axis Bank's Nashik ,Service Branch branch is located at MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD , NASHIK, MAHARASHTRA , PIN 422001, Nashik, Maharashtra.
What is the phone number of Axis Bank Nashik ,Service Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0001538 valid for NEFT and RTGS?
Yes. IFSC UTIB0001538 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Nashik ,Service Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code UTIB0001538 belongs to Axis Bank's NASHIK ,SERVICE BRANCH branch, located at MAZDA TOWERS , 2ND FLOOR , TRYAMBAK NAKA , F P 183, CTS NO 620/9, GPO ROAD ,… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
