Below are the complete branch details for Axis Bank, ANANDVALLI branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005370. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005370 for Axis Bank – ANANDVALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's ANANDVALLI branch, the IFSC UTIB0005370 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005370 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Anandvalli |
| IFSC Code | UTIB0005370 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1 2 3 A ANANDVALLI SHIVAR |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 253 |
| Phone | 7720033989 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anandvalli branch in Nashik, Maharashtra is part of this network and uses the IFSC code UTIB0005370 for all electronic settlement.
Anandvalli branch overview
Located at GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1 2 3 A ANANDVALLI SHIVAR, the Anandvalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005370 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ANANDVALLI branch came to be assigned the code UTIB0005370.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005370, money simply cannot be routed to the ANANDVALLI branch electronically.
How to transfer money using IFSC UTIB0005370
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005370 across all three.
NEFT to Axis Bank, ANANDVALLI using IFSC UTIB0005370
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005370, and confirm that the system picks up Axis Bank – ANANDVALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005370
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ANANDVALLI, ensure your bank's portal accepts IFSC UTIB0005370 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank ANANDVALLI (IFSC UTIB0005370)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005370 in your mobile or internet banking app, and the money is credited to the ANANDVALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005370 for Axis Bank – ANANDVALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005370 | Yes – UTIB0005370 | Yes – UTIB0005370 |
For most retail customers crediting the Anandvalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ANANDVALLI branch, the IFSC UTIB0005370 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Anandvalli branch
Once you have an account at Axis Bank – ANANDVALLI, the IFSC UTIB0005370 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Anandvalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-7720033989.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005370
MICR & cheque-truncation details
Cheques drawn on the Anandvalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005370 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005370
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the ANANDVALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005370 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005370
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ANANDVALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005370. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Anandvalli branch
The branch is located at GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1 2 3 A ANANDVALLI SHIVAR, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Anandvalli branch” — the verified location pin for IFSC UTIB0005370 should appear at the top of the results.
- Confirm the branch is open by calling 253-7720033989 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005370 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005370 for Axis Bank – ANANDVALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Anandvalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005370 continue to work without interruption.
Branch address & contact
Axis BankAnandvalli Branch
GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1 2 3 A ANANDVALLI SHIVAR
Nashik, Maharashtra
Phone: 253-7720033989
IFSC: UTIB0005370
Frequently asked questions
Is IFSC UTIB0005370 valid for NEFT and RTGS?
Yes. IFSC UTIB0005370 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Anandvalli branch located?
Axis Bank's Anandvalli branch is located at GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1 2 3 A ANANDVALLI SHIVAR, Nashik, Maharashtra.
How quickly will an NEFT transfer using UTIB0005370 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Anandvalli reflect within 30 minutes.
How do I add Axis Bank Anandvalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005370, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Anandvalli branch?
The IFSC code of Axis Bank, Anandvalli branch is UTIB0005370. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0005370 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005370 to send funds instantly.
Summary
The IFSC code UTIB0005370 belongs to Axis Bank's ANANDVALLI branch, located at GROUND AND MEZZANINE FLOOR,SHOP NO 1,SAIRAJ NEXUS APARTMENT,SNO 62 1,PLOT NO 1… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
