If you are searching for the IFSC code of Axis Bank, MAGHARPURA branch in NARAINGARH, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0001831. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAGHARPURA branch, and detailed step-by-step guides for using the IFSC UTIB0001831 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001831 is the IFSC of Axis Bank's MAGHARPURA branch. The format is fixed: UTIB = bank code, 0 = reserved, 001831 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Magharpura |
| IFSC Code | UTIB0001831 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE MAGHARPURA 134202, H.B. NO. 283, TEHSIL NARAINGARH, DISTT. AMBALA, HARYANA |
| City | Naraingarh |
| District | Ambala |
| State | Haryana |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Magharpura branch — IFSC UTIB0001831 — extends the bank's services to customers in and around Naraingarh, Haryana.
About the Magharpura branch
The Magharpura branch of Axis Bank is situated at GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE MAGHARPURA 134202, H.B. NO. 283, TEHSIL NARAINGARH, DISTT. AMBALA, HARYANA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001831 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MAGHARPURA branch came to be assigned the code UTIB0001831.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001831, money simply cannot be routed to the MAGHARPURA branch electronically.
How to transfer money using IFSC UTIB0001831
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001831 across all three.
NEFT to Axis Bank, MAGHARPURA using IFSC UTIB0001831
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001831, and confirm that the system picks up Axis Bank – MAGHARPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAGHARPURA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MAGHARPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001831 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank MAGHARPURA (IFSC UTIB0001831)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001831 in your mobile or internet banking app, and the money is credited to the MAGHARPURA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Magharpura
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001831:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAGHARPURA is still linked to IFSC UTIB0001831.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001831
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MAGHARPURA is still mapped to IFSC UTIB0001831. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001831 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Magharpura branch is mapped to IFSC UTIB0001831 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001831.
Banking services available
The Magharpura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001831
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001831 and the account number together uniquely identify the Magharpura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Magharpura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001831 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MAGHARPURA:
- The IFSC is exactly UTIB0001831 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MAGHARPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Magharpura branch sits at GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE MAGHARPURA 134202, H.B. NO. 283, TEHSIL NARAINGARH, DISTT. AMBALA, HARYANA. If you are travelling from outside Naraingarh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001831 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001831 for Axis Bank – MAGHARPURA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Magharpura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001831, however, work 24x7.
Branch address & contact
Axis BankMagharpura Branch
GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE MAGHARPURA 134202, H.B. NO. 283, TEHSIL NARAINGARH, DISTT. AMBALA, HARYANA
Naraingarh, Haryana
Phone: the branch contact number
IFSC: UTIB0001831
Frequently asked questions
Can I use IFSC UTIB0001831 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001831 to send funds instantly.
Where is Axis Bank Magharpura branch located?
Axis Bank's Magharpura branch is located at GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE MAGHARPURA 134202, H.B. NO. 283, TEHSIL NARAINGARH, DISTT. AMBALA, HARYANA, Naraingarh, Haryana.
How do I add Axis Bank Magharpura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001831, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Magharpura branch but serve different purposes.
Is IFSC UTIB0001831 the same for all accounts at Magharpura branch?
Yes. The IFSC UTIB0001831 is shared by every account held at Axis Bank's Magharpura branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0001831 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Magharpura reflect within 30 minutes.
Does Axis Bank Magharpura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code UTIB0001831 belongs to Axis Bank's MAGHARPURA branch, located at GROUND FLOOR, KHEWAT NO. 150, KHATAUNI NO. 177, KHASRA NO. 126/2, VILLAGE… in NARAINGARH, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
