Below are the complete branch details for Axis Bank, SHRI SHARAN VEERESHWAR SAH BANK NIY branch, located in NALTAWAD, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SSSVSB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SSSVSB for Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY is UTIB0SSSVSB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SSSVSB map to this branch in NALTAWAD, KARNATAKA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Sharan Veereshwar Sah Bank Niy branch in Naltawad, Karnataka is part of this network and uses the IFSC code UTIB0SSSVSB for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Shri Sharan Veereshwar Sah Bank Niy |
| IFSC Code | UTIB0SSSVSB |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD OPP BUS STAND NALATWAD 586124 |
| City | Naltawad |
| District | Bijapur |
| State | Karnataka |
| STD Code | 8356 |
| Phone | 240213 |
About the Shri Sharan Veereshwar Sah Bank Niy branch
The Shri Sharan Veereshwar Sah Bank Niy branch of Axis Bank is situated at MAIN ROAD OPP BUS STAND NALATWAD 586124. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SSSVSB is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SHRI SHARAN VEERESHWAR SAH BANK NIY branch came to be assigned the code UTIB0SSSVSB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SSSVSB, money simply cannot be routed to the SHRI SHARAN VEERESHWAR SAH BANK NIY branch electronically.
Products and account variants supported
Every account opened at the Shri Sharan Veereshwar Sah Bank Niy branch is mapped to IFSC UTIB0SSSVSB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SSSVSB.
Banking services available
The Shri Sharan Veereshwar Sah Bank Niy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8356-240213.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SSSVSB
How to transfer money using IFSC UTIB0SSSVSB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SSSVSB across all three.
How to use IFSC UTIB0SSSVSB for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SHRI SHARAN VEERESHWAR SAH BANK NIY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SSSVSB.
- Confirm the bank name auto-populates as Axis Bank and the branch as SHRI SHARAN VEERESHWAR SAH BANK NIY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SSSVSB
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY, ensure your bank's portal accepts IFSC UTIB0SSSVSB while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY, use IMPS. With IFSC UTIB0SSSVSB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SSSVSB for Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SSSVSB | Yes – UTIB0SSSVSB | Yes – UTIB0SSSVSB |
For most retail customers crediting the Shri Sharan Veereshwar Sah Bank Niy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0SSSVSB
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY is still mapped to IFSC UTIB0SSSVSB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SSSVSB and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Shri Sharan Veereshwar Sah Bank Niy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SSSVSB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Shri Sharan Veereshwar Sah Bank Niy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SSSVSB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY:
- The IFSC is exactly UTIB0SSSVSB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SHRI SHARAN VEERESHWAR SAH BANK NIY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shri Sharan Veereshwar Sah Bank Niy branch sits at MAIN ROAD OPP BUS STAND NALATWAD 586124. If you are travelling from outside Naltawad, search for the branch on a maps application using the bank name and locality, or call 8356-240213 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SSSVSB and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SSSVSB for Axis Bank – SHRI SHARAN VEERESHWAR SAH BANK NIY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Shri Sharan Veereshwar Sah Bank Niy are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SSSVSB continue to work without interruption.
Branch address & contact
Axis BankShri Sharan Veereshwar Sah Bank Niy Branch
MAIN ROAD OPP BUS STAND NALATWAD 586124
Naltawad, Karnataka
Phone: 8356-240213
IFSC: UTIB0SSSVSB
Frequently asked questions
What is the phone number of Axis Bank Shri Sharan Veereshwar Sah Bank Niy branch?
You can reach the branch at 8356-240213 during regular banking hours.
Is IFSC UTIB0SSSVSB valid for NEFT and RTGS?
Yes. IFSC UTIB0SSSVSB is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Shri Sharan Veereshwar Sah Bank Niy branch located?
Axis Bank's Shri Sharan Veereshwar Sah Bank Niy branch is located at MAIN ROAD OPP BUS STAND NALATWAD 586124, Naltawad, Karnataka.
Is IFSC UTIB0SSSVSB the same for all accounts at Shri Sharan Veereshwar Sah Bank Niy branch?
Yes. The IFSC UTIB0SSSVSB is shared by every account held at Axis Bank's Shri Sharan Veereshwar Sah Bank Niy branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0SSSVSB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Shri Sharan Veereshwar Sah Bank Niy reflect within 30 minutes.
Can I use IFSC UTIB0SSSVSB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SSSVSB to send funds instantly.
Summary
The IFSC code UTIB0SSSVSB belongs to Axis Bank's SHRI SHARAN VEERESHWAR SAH BANK NIY branch, located at MAIN ROAD OPP BUS STAND NALATWAD 586124 in NALTAWAD, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
