IFSC Code of Axis Bank, Sudha Coop Urban Bank Ltd Nakrekal Branch, Telangana

Use this page as a one-stop reference for everything related to Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch in NAKREKAL, TELANGANA. The branch's IFSC code UTIB0SSUD03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SSUD03 is the IFSC of Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch. The format is fixed: UTIB = bank code, 0 = reserved, SSUD03 = branch identifier.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sudha Coop Urban Bank Ltd Nakrekal branch — IFSC UTIB0SSUD03 — extends the bank's services to customers in and around Nakrekal, Telangana.

About the Sudha Coop Urban Bank Ltd Nakrekal branch

The Sudha Coop Urban Bank Ltd Nakrekal branch of Axis Bank is situated at 13652 NEAR PETROL BUNK MAIN ROAD NAKIREKAL PIN 508211. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SSUD03 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch came to be assigned the code UTIB0SSUD03.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SSUD03, money simply cannot be routed to the SUDHA COOP URBAN BANK LTD NAKREKAL branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SSUD03 and the account number together uniquely identify the Sudha Coop Urban Bank Ltd Nakrekal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0SSUD03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SSUD03 across all three.

How to use IFSC UTIB0SSUD03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SSUD03.
4. Confirm the bank name auto-populates as Axis Bank and the branch as SUDHA COOP URBAN BANK LTD NAKREKAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SUDHA COOP URBAN BANK LTD NAKREKAL

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SSUD03 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – SUDHA COOP URBAN BANK LTD NAKREKAL, use IMPS. With IFSC UTIB0SSUD03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SSUD03 for Axis Bank – SUDHA COOP URBAN BANK LTD NAKREKAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sudha Coop Urban Bank Ltd Nakrekal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SUDHA COOP URBAN BANK LTD NAKREKAL branch, the IFSC UTIB0SSUD03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sudha Coop Urban Bank Ltd Nakrekal branch

Once you have an account at Axis Bank – SUDHA COOP URBAN BANK LTD NAKREKAL, the IFSC UTIB0SSUD03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sudha Coop Urban Bank Ltd Nakrekal branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SSUD03

Digital banking channels

Most day-to-day work that customers used to do at the Sudha Coop Urban Bank Ltd Nakrekal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SSUD03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sudha Coop Urban Bank Ltd Nakrekal branch

The branch is located at 13652 NEAR PETROL BUNK MAIN ROAD NAKIREKAL PIN 508211, which puts it inside Nakrekal, the broader Nalgonda district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Sudha Coop Urban Bank Ltd Nakrekal branch” — the verified location pin for IFSC UTIB0SSUD03 should appear at the top of the results.
2. Confirm the branch is open by calling 8682-252045 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SSUD03 and your account number.

Common mistakes to avoid when using IFSC UTIB0SSUD03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SUDHA COOP URBAN BANK LTD NAKREKAL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SSUD03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sudha Coop Urban Bank Ltd Nakrekal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SSUD03 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SSUD03 for Axis Bank – SUDHA COOP URBAN BANK LTD NAKREKAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SSUD03 is the IFSC code of Axis Bank, SUDHA COOP URBAN BANK LTD NAKREKAL branch, in NAKREKAL, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.