This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, MANISH NAGAR branch in NAGPUR. The 11-digit IFSC UTIB0002994 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the MANISH NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's MANISH NAGAR branch, the IFSC UTIB0002994 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002994 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Manish Nagar branch in Nagpur, Maharashtra is part of this network and uses the IFSC code UTIB0002994 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR SHOP NO 3 GOKULPARK TOWER NO 1 OPP KACHORE LAWN MANISH NAGAR SOMALWADA NAGPUR 440015. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002994 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Manish Nagar |
| IFSC Code | UTIB0002994 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 3 GOKULPARK TOWER NO 1 OPP KACHORE LAWN MANISH NAGAR SOMALWADA NAGPUR 440015 |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9881959119 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MANISH NAGAR branch came to be assigned the code UTIB0002994.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002994, money simply cannot be routed to the MANISH NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002994 and the account number together uniquely identify the Manish Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0002994
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002994 across all three.
How to use IFSC UTIB0002994 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MANISH NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002994.
- Confirm the bank name auto-populates as Axis Bank and the branch as MANISH NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002994
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MANISH NAGAR, ensure your bank's portal accepts IFSC UTIB0002994 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank MANISH NAGAR (IFSC UTIB0002994)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002994 in your mobile or internet banking app, and the money is credited to the MANISH NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002994 for Axis Bank – MANISH NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002994 | Yes – UTIB0002994 | Yes – UTIB0002994 |
For most retail customers crediting the Manish Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002994
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MANISH NAGAR is still mapped to IFSC UTIB0002994. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002994 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Manish Nagar branch is mapped to IFSC UTIB0002994 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002994.
Banking services available
The Manish Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9881959119.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002994
Online banking and IFSC UTIB0002994
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MANISH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002994 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Manish Nagar branch sits at GROUND FLOOR SHOP NO 3 GOKULPARK TOWER NO 1 OPP KACHORE LAWN MANISH NAGAR SOMALWADA NAGPUR 440015. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 91-9881959119 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002994 and your account number.
Common mistakes to avoid when using IFSC UTIB0002994
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MANISH NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002994. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manish Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002994, however, work 24x7.
Verifying IFSC UTIB0002994 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002994 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9881959119.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankManish Nagar Branch
GROUND FLOOR SHOP NO 3 GOKULPARK TOWER NO 1 OPP KACHORE LAWN MANISH NAGAR SOMALWADA NAGPUR 440015
Nagpur, Maharashtra
Phone: 91-9881959119
IFSC: UTIB0002994
Frequently asked questions
Can I use IFSC UTIB0002994 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002994 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Manish Nagar branch but serve different purposes.
Does Axis Bank Manish Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9881959119 to confirm.
What is the phone number of Axis Bank Manish Nagar branch?
You can reach the branch at 91-9881959119 during regular banking hours.
Is IFSC UTIB0002994 the same for all accounts at Manish Nagar branch?
Yes. The IFSC UTIB0002994 is shared by every account held at Axis Bank's Manish Nagar branch. Only the account number changes from customer to customer.
How do I add Axis Bank Manish Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002994, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0002994 belongs to Axis Bank's MANISH NAGAR branch, located at GROUND FLOOR SHOP NO 3 GOKULPARK TOWER NO 1 OPP KACHORE LAWN MANISH NAGAR… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
