Use this page as a one-stop reference for everything related to Axis Bank's NAGAL CHAUDHARY branch in NAGAL CHAUDHRY, HARYANA. The branch's IFSC code UTIB0006040 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006040 is the IFSC of Axis Bank's NAGAL CHAUDHARY branch. The format is fixed: UTIB = bank code, 0 = reserved, 006040 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Nagal Chaudhary |
| IFSC Code | UTIB0006040 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT NO 444, SITUATED AT VAKA RAKBA NAGAL CHAUDHRY |
| City | Nagal Chaudhry |
| District | Mahendragarh |
| State | Haryana |
| Phone | 9354668741 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Nagal Chaudhary branch in Nagal Chaudhry. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006040.
About this branch
The branch is located at GROUND FLOOR, KHEWAT NO 444, SITUATED AT VAKA RAKBA NAGAL CHAUDHRY. It serves the Nagal Chaudhry region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006040 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NAGAL CHAUDHARY branch came to be assigned the code UTIB0006040.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006040, money simply cannot be routed to the NAGAL CHAUDHARY branch electronically.
How to transfer money using IFSC UTIB0006040
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006040 across all three.
NEFT to Axis Bank, NAGAL CHAUDHARY using IFSC UTIB0006040
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006040, and confirm that the system picks up Axis Bank – NAGAL CHAUDHARY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGAL CHAUDHARY
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's NAGAL CHAUDHARY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006040 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – NAGAL CHAUDHARY, use IMPS. With IFSC UTIB0006040 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006040 for Axis Bank – NAGAL CHAUDHARY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006040 | Yes – UTIB0006040 | Yes – UTIB0006040 |
For most retail customers crediting the Nagal Chaudhary branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NAGAL CHAUDHARY branch, the IFSC UTIB0006040 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nagal Chaudhary branch
Once you have an account at Axis Bank – NAGAL CHAUDHARY, the IFSC UTIB0006040 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nagal Chaudhary branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9354668741.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006040
MICR & cheque-truncation details
Cheques drawn on the Nagal Chaudhary branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006040 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0006040
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAL CHAUDHARY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006040 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0006040
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NAGAL CHAUDHARY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006040. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nagal Chaudhary branch sits at GROUND FLOOR, KHEWAT NO 444, SITUATED AT VAKA RAKBA NAGAL CHAUDHRY. If you are travelling from outside Nagal Chaudhry, search for the branch on a maps application using the bank name and locality, or call 9354668741 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006040 and your account number.
Verifying IFSC UTIB0006040 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006040 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9354668741.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagal Chaudhary branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006040, however, work 24x7.
Branch address & contact
Axis BankNagal Chaudhary Branch
GROUND FLOOR, KHEWAT NO 444, SITUATED AT VAKA RAKBA NAGAL CHAUDHRY
Nagal Chaudhry, Haryana
Phone: 9354668741
IFSC: UTIB0006040
Frequently asked questions
Does Axis Bank Nagal Chaudhary branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9354668741 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagal Chaudhary branch but serve different purposes.
Is IFSC UTIB0006040 valid for NEFT and RTGS?
Yes. IFSC UTIB0006040 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0006040 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Nagal Chaudhary reflect within 30 minutes.
How do I add Axis Bank Nagal Chaudhary as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006040, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0006040 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006040 to send funds instantly.
Final notes
To recap: UTIB0006040 is the IFSC code of Axis Bank, NAGAL CHAUDHARY branch, in NAGAL CHAUDHRY, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
