Below are the complete branch details for Axis Bank, VIJAYANAGARA FOURTH STAGE branch, located in MYSURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005827. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005827 for Axis Bank – VIJAYANAGARA FOURTH STAGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – VIJAYANAGARA FOURTH STAGE is UTIB0005827. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005827 map to this branch in MYSURU, KARNATAKA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Vijayanagara Fourth Stage |
| IFSC Code | UTIB0005827 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE |
| City | Mysuru |
| District | Mysuru |
| State | Karnataka |
| STD Code | 821 |
| Phone | 9791107184 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Vijayanagara Fourth Stage branch in Mysuru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005827.
About this branch
The branch is located at 7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE. It serves the Mysuru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005827 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's VIJAYANAGARA FOURTH STAGE branch came to be assigned the code UTIB0005827.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005827, money simply cannot be routed to the VIJAYANAGARA FOURTH STAGE branch electronically.
How to transfer money using IFSC UTIB0005827
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005827 across all three.
NEFT to Axis Bank, VIJAYANAGARA FOURTH STAGE using IFSC UTIB0005827
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005827, and confirm that the system picks up Axis Bank – VIJAYANAGARA FOURTH STAGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005827
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – VIJAYANAGARA FOURTH STAGE, ensure your bank's portal accepts IFSC UTIB0005827 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VIJAYANAGARA FOURTH STAGE, use IMPS. With IFSC UTIB0005827 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005827 for Axis Bank – VIJAYANAGARA FOURTH STAGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005827 | Yes – UTIB0005827 | Yes – UTIB0005827 |
For most retail customers crediting the Vijayanagara Fourth Stage branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005827
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VIJAYANAGARA FOURTH STAGE is still mapped to IFSC UTIB0005827. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005827 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vijayanagara Fourth Stage branch is mapped to IFSC UTIB0005827 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005827.
Products and services
Customers walking into the Vijayanagara Fourth Stage branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005827
MICR & cheque-truncation details
Cheques drawn on the Vijayanagara Fourth Stage branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005827 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005827
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VIJAYANAGARA FOURTH STAGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005827 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VIJAYANAGARA FOURTH STAGE:
- The IFSC is exactly UTIB0005827 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and VIJAYANAGARA FOURTH STAGE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vijayanagara Fourth Stage branch sits at 7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE. If you are travelling from outside Mysuru, search for the branch on a maps application using the bank name and locality, or call 821-9791107184 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005827 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005827 for Axis Bank – VIJAYANAGARA FOURTH STAGE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vijayanagara Fourth Stage are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005827 continue to work without interruption.
Branch address & contact
Axis BankVijayanagara Fourth Stage Branch
7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE
Mysuru, Karnataka
Phone: 821-9791107184
IFSC: UTIB0005827
Frequently asked questions
What is the IFSC code of Axis Bank Vijayanagara Fourth Stage branch?
The IFSC code of Axis Bank, Vijayanagara Fourth Stage branch is UTIB0005827. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Vijayanagara Fourth Stage branch?
You can reach the branch at 821-9791107184 during regular banking hours.
Does Axis Bank Vijayanagara Fourth Stage branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 821-9791107184 to confirm.
Where is Axis Bank Vijayanagara Fourth Stage branch located?
Axis Bank's Vijayanagara Fourth Stage branch is located at 7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE, Mysuru, Karnataka.
How quickly will an NEFT transfer using UTIB0005827 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Vijayanagara Fourth Stage reflect within 30 minutes.
How do I add Axis Bank Vijayanagara Fourth Stage as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005827, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005827 valid for NEFT and RTGS?
Yes. IFSC UTIB0005827 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0005827 the same for all accounts at Vijayanagara Fourth Stage branch?
Yes. The IFSC UTIB0005827 is shared by every account held at Axis Bank's Vijayanagara Fourth Stage branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005827 belongs to Axis Bank's VIJAYANAGARA FOURTH STAGE branch, located at 7673,UPPER GROUND FLOOR,VIJAYANAGAR FOURTH STAGE in MYSURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
