Use this page as a one-stop reference for everything related to Axis Bank's TARDEO branch in MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0001345 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – TARDEO is UTIB0001345. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001345 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tardeo branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UTIB0001345 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD , TARDEO,MUMBAI, MAHARASHTRA , PIN 400034. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001345 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tardeo |
| IFSC Code | UTIB0001345 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD , TARDEO,MUMBAI, MAHARASHTRA , PIN 400034 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TARDEO branch came to be assigned the code UTIB0001345.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001345, money simply cannot be routed to the TARDEO branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Tardeo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001345 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0001345
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001345 across all three.
NEFT to Axis Bank, TARDEO using IFSC UTIB0001345
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001345, and confirm that the system picks up Axis Bank – TARDEO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0001345
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – TARDEO, ensure your bank's portal accepts IFSC UTIB0001345 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – TARDEO, use IMPS. With IFSC UTIB0001345 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001345 for Axis Bank – TARDEO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001345 | Yes – UTIB0001345 | Yes – UTIB0001345 |
For most retail customers crediting the Tardeo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001345
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TARDEO is still mapped to IFSC UTIB0001345. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001345 and the beneficiary's account number to complete the transfer.
Account types you can open at the Tardeo branch
Once you have an account at Axis Bank – TARDEO, the IFSC UTIB0001345 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tardeo branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001345
Online banking and IFSC UTIB0001345
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TARDEO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001345 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Tardeo branch sits at GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD , TARDEO,MUMBAI, MAHARASHTRA , PIN 400034. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001345 and your account number.
Common mistakes to avoid when using IFSC UTIB0001345
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TARDEO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001345. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Tardeo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001345 continue to work without interruption.
Verifying IFSC UTIB0001345 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001345 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankTardeo Branch
GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD , TARDEO,MUMBAI, MAHARASHTRA , PIN 400034
Mumbai, Maharashtra
Phone: the branch contact number
IFSC: UTIB0001345
Frequently asked questions
How do I add Axis Bank Tardeo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001345, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0001345 valid for NEFT and RTGS?
Yes. IFSC UTIB0001345 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Tardeo branch located?
Axis Bank's Tardeo branch is located at GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD , TARDEO,MUMBAI, MAHARASHTRA , PIN 400034, Mumbai, Maharashtra.
What is the IFSC code of Axis Bank Tardeo branch?
The IFSC code of Axis Bank, Tardeo branch is UTIB0001345. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Tardeo branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC UTIB0001345 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001345 to send funds instantly.
How quickly will an NEFT transfer using UTIB0001345 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Tardeo reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tardeo branch but serve different purposes.
Summary
The IFSC code UTIB0001345 belongs to Axis Bank's TARDEO branch, located at GROUND FLOOR, FAMOUS LINE LABORATORY,156, PT. M.M. MALVIYA ROAD ,… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
