Below are the complete branch details for Axis Bank, PALI HILL, BANDRA ,WEST branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001585. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001585 for Axis Bank – PALI HILL, BANDRA ,WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001585 is the IFSC of Axis Bank's PALI HILL, BANDRA ,WEST branch. The format is fixed: UTIB = bank code, 0 = reserved, 001585 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pali Hill, Bandra ,West |
| IFSC Code | UTIB0001585 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GAUTAM APARTMENT, UNIT NO.2 & 3, 72, PALI HILL, NARGIS DUTTA ROAD, BANDRA (WEST), MUMBAI, MAHARASHTRA, PIN 400050 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pali Hill, Bandra ,West branch — IFSC UTIB0001585 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at GAUTAM APARTMENT, UNIT NO.2 & 3, 72, PALI HILL, NARGIS DUTTA ROAD, BANDRA (WEST), MUMBAI, MAHARASHTRA, PIN 400050. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001585 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALI HILL, BANDRA ,WEST of Axis Bank — its own 11-character IFSC. The code UTIB0001585 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001585 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0001585
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001585 across all three.
NEFT to Axis Bank, PALI HILL, BANDRA ,WEST using IFSC UTIB0001585
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001585, and confirm that the system picks up Axis Bank – PALI HILL, BANDRA ,WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALI HILL, BANDRA ,WEST
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PALI HILL, BANDRA ,WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001585 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PALI HILL, BANDRA ,WEST, use IMPS. With IFSC UTIB0001585 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001585 for Axis Bank – PALI HILL, BANDRA ,WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001585 | Yes – UTIB0001585 | Yes – UTIB0001585 |
For most retail customers crediting the Pali Hill, Bandra ,West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001585
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – PALI HILL, BANDRA ,WEST is still mapped to IFSC UTIB0001585. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001585 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pali Hill, Bandra ,West branch is mapped to IFSC UTIB0001585 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001585.
Banking services available
The Pali Hill, Bandra ,West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001585
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001585 and the account number together uniquely identify the Pali Hill, Bandra ,West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0001585
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PALI HILL, BANDRA ,WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001585 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0001585
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PALI HILL, BANDRA ,WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001585. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pali Hill, Bandra ,West branch
The branch is located at GAUTAM APARTMENT, UNIT NO.2 & 3, 72, PALI HILL, NARGIS DUTTA ROAD, BANDRA (WEST), MUMBAI, MAHARASHTRA, PIN 400050, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Pali Hill, Bandra ,West branch” — the verified location pin for IFSC UTIB0001585 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001585 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001585 for Axis Bank – PALI HILL, BANDRA ,WEST, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pali Hill, Bandra ,West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001585 continue to work without interruption.
Branch address & contact
Axis BankPali Hill, Bandra ,West Branch
GAUTAM APARTMENT, UNIT NO.2 & 3, 72, PALI HILL, NARGIS DUTTA ROAD, BANDRA (WEST), MUMBAI, MAHARASHTRA, PIN 400050
Mumbai, Maharashtra
Phone: the branch contact number
IFSC: UTIB0001585
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001585 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Pali Hill, Bandra ,West reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pali Hill, Bandra ,West branch but serve different purposes.
What is the phone number of Axis Bank Pali Hill, Bandra ,West branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0001585 valid for NEFT and RTGS?
Yes. IFSC UTIB0001585 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Pali Hill, Bandra ,West branch located?
Axis Bank's Pali Hill, Bandra ,West branch is located at GAUTAM APARTMENT, UNIT NO.2 & 3, 72, PALI HILL, NARGIS DUTTA ROAD, BANDRA (WEST), MUMBAI, MAHARASHTRA, PIN 400050, Mumbai, Maharashtra.
What is the IFSC code of Axis Bank Pali Hill, Bandra ,West branch?
The IFSC code of Axis Bank, Pali Hill, Bandra ,West branch is UTIB0001585. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0001585 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001585 to send funds instantly.
Final notes
To recap: UTIB0001585 is the IFSC code of Axis Bank, PALI HILL, BANDRA ,WEST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
