Use this page as a one-stop reference for everything related to Axis Bank's MULUND ,EAST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0001622 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001622 is the IFSC of Axis Bank's MULUND ,EAST branch. The format is fixed: UTIB = bank code, 0 = reserved, 001622 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Mulund ,East branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001622.
Mulund ,East branch overview
Located at GROUND FLOOR, SHOP NO.3-8, NAV BHAGYASHREE SOCIETY, MAHATMA PHULE ROAD, OPP. DESHMUKH GARDEN, MULUND (E), MUMBAI, MAHARASHTRA, PIN 400081, the Mulund ,East branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001622 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mulund ,East |
| IFSC Code | UTIB0001622 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO.3-8, NAV BHAGYASHREE SOCIETY, MAHATMA PHULE ROAD, OPP. DESHMUKH GARDEN, MULUND (E), MUMBAI, MAHARASHTRA, PIN 400081 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MULUND ,EAST branch came to be assigned the code UTIB0001622.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001622, money simply cannot be routed to the MULUND ,EAST branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001622 and the account number together uniquely identify the Mulund ,East branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001622
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001622 across all three.
NEFT to Axis Bank, MULUND ,EAST using IFSC UTIB0001622
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001622, and confirm that the system picks up Axis Bank – MULUND ,EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MULUND ,EAST
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MULUND ,EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001622 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MULUND ,EAST, use IMPS. With IFSC UTIB0001622 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001622 for Axis Bank – MULUND ,EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001622 | Yes – UTIB0001622 | Yes – UTIB0001622 |
For most retail customers crediting the Mulund ,East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001622
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MULUND ,EAST is still mapped to IFSC UTIB0001622. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001622 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mulund ,East branch is mapped to IFSC UTIB0001622 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001622.
Products and services
Customers walking into the Mulund ,East branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001622
Online banking and IFSC UTIB0001622
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MULUND ,EAST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001622 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mulund ,East branch sits at GROUND FLOOR, SHOP NO.3-8, NAV BHAGYASHREE SOCIETY, MAHATMA PHULE ROAD, OPP. DESHMUKH GARDEN, MULUND (E), MUMBAI, MAHARASHTRA, PIN 400081. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001622 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MULUND ,EAST:
- The IFSC is exactly UTIB0001622 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MULUND ,EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mulund ,East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001622, however, work 24x7.
Verifying IFSC UTIB0001622 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001622 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankMulund ,East Branch
GROUND FLOOR, SHOP NO.3-8, NAV BHAGYASHREE SOCIETY, MAHATMA PHULE ROAD, OPP. DESHMUKH GARDEN, MULUND (E), MUMBAI, MAHARASHTRA, PIN 400081
Mumbai, Maharashtra
Phone: 0
IFSC: UTIB0001622
Frequently asked questions
Does Axis Bank Mulund ,East branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Where is Axis Bank Mulund ,East branch located?
Axis Bank's Mulund ,East branch is located at GROUND FLOOR, SHOP NO.3-8, NAV BHAGYASHREE SOCIETY, MAHATMA PHULE ROAD, OPP. DESHMUKH GARDEN, MULUND (E), MUMBAI, MAHARASHTRA, PIN 400081, Mumbai, Maharashtra.
What is the phone number of Axis Bank Mulund ,East branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC UTIB0001622 valid for NEFT and RTGS?
Yes. IFSC UTIB0001622 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0001622 the same for all accounts at Mulund ,East branch?
Yes. The IFSC UTIB0001622 is shared by every account held at Axis Bank's Mulund ,East branch. Only the account number changes from customer to customer.
How do I add Axis Bank Mulund ,East as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001622, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0001622 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mulund ,East reflect within 30 minutes.
Final notes
To recap: UTIB0001622 is the IFSC code of Axis Bank, MULUND ,EAST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
