Below are the complete branch details for Axis Bank, KHAR STATION branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001625. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001625 for Axis Bank – KHAR STATION — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's KHAR STATION branch, the IFSC UTIB0001625 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001625 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Khar Station |
| IFSC Code | UTIB0001625 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI MAHARASHTRA, PIN 400052 |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Khar Station branch — IFSC UTIB0001625 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About the Khar Station branch
The Khar Station branch of Axis Bank is situated at VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI MAHARASHTRA, PIN 400052. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001625 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KHAR STATION branch came to be assigned the code UTIB0001625.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001625, money simply cannot be routed to the KHAR STATION branch electronically.
How to transfer money using IFSC UTIB0001625
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001625 across all three.
NEFT to Axis Bank, KHAR STATION using IFSC UTIB0001625
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001625, and confirm that the system picks up Axis Bank – KHAR STATION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHAR STATION
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KHAR STATION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001625 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KHAR STATION, use IMPS. With IFSC UTIB0001625 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khar Station
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001625:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHAR STATION is still linked to IFSC UTIB0001625.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0001625
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KHAR STATION is still mapped to IFSC UTIB0001625. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001625 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khar Station branch is mapped to IFSC UTIB0001625 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001625.
Banking services available
The Khar Station branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001625
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001625 and the account number together uniquely identify the Khar Station branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0001625
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KHAR STATION branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001625 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0001625
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KHAR STATION, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001625. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Khar Station branch
The branch is located at VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI MAHARASHTRA, PIN 400052, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Khar Station branch” — the verified location pin for IFSC UTIB0001625 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001625 and your account number.
Verifying IFSC UTIB0001625 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001625 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khar Station branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001625, however, work 24x7.
Branch address & contact
Axis BankKhar Station Branch
VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI MAHARASHTRA, PIN 400052
Mumbai, Maharashtra
Phone: the branch contact number
IFSC: UTIB0001625
Frequently asked questions
How do I add Axis Bank Khar Station as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001625, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Khar Station branch located?
Axis Bank's Khar Station branch is located at VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI MAHARASHTRA, PIN 400052, Mumbai, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khar Station branch but serve different purposes.
Can I use IFSC UTIB0001625 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001625 to send funds instantly.
How quickly will an NEFT transfer using UTIB0001625 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Khar Station reflect within 30 minutes.
Is IFSC UTIB0001625 the same for all accounts at Khar Station branch?
Yes. The IFSC UTIB0001625 is shared by every account held at Axis Bank's Khar Station branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001625 valid for NEFT and RTGS?
Yes. IFSC UTIB0001625 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Khar Station branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code UTIB0001625 belongs to Axis Bank's KHAR STATION branch, located at VIRANI MANZIL(SABA PALACE) 4TH ROAD,OPP KABUTAR KHANA, KHAR WEST, MUMBAI … in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
