Use this page as a one-stop reference for everything related to Axis Bank's KANNAMWAR NAGAR VIKHROLI EAST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0003786 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003786 is the IFSC of Axis Bank's KANNAMWAR NAGAR VIKHROLI EAST branch. The format is fixed: UTIB = bank code, 0 = reserved, 003786 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kannamwar Nagar Vikhroli East branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UTIB0003786 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kannamwar Nagar Vikhroli East |
| IFSC Code | UTIB0003786 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR, STELLA RESIDENCY, BUILDING NO 150, KANNAMWAR NAGAR 1, VIKHROLI EAST, MUMBAI 400083 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9167001082 |
About the Kannamwar Nagar Vikhroli East branch
The Kannamwar Nagar Vikhroli East branch of Axis Bank is situated at GR FLR, STELLA RESIDENCY, BUILDING NO 150, KANNAMWAR NAGAR 1, VIKHROLI EAST, MUMBAI 400083. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003786 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANNAMWAR NAGAR VIKHROLI EAST of Axis Bank — its own 11-character IFSC. The code UTIB0003786 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003786 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kannamwar Nagar Vikhroli East branch is mapped to IFSC UTIB0003786 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003786.
Banking services available
The Kannamwar Nagar Vikhroli East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9167001082.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003786
How to transfer money using IFSC UTIB0003786
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003786 across all three.
NEFT to Axis Bank, KANNAMWAR NAGAR VIKHROLI EAST using IFSC UTIB0003786
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003786, and confirm that the system picks up Axis Bank – KANNAMWAR NAGAR VIKHROLI EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANNAMWAR NAGAR VIKHROLI EAST
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's KANNAMWAR NAGAR VIKHROLI EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003786 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KANNAMWAR NAGAR VIKHROLI EAST, use IMPS. With IFSC UTIB0003786 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003786 for Axis Bank – KANNAMWAR NAGAR VIKHROLI EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003786 | Yes – UTIB0003786 | Yes – UTIB0003786 |
For most retail customers crediting the Kannamwar Nagar Vikhroli East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003786
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – KANNAMWAR NAGAR VIKHROLI EAST is still mapped to IFSC UTIB0003786. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003786 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kannamwar Nagar Vikhroli East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003786 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kannamwar Nagar Vikhroli East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003786 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KANNAMWAR NAGAR VIKHROLI EAST:
- The IFSC is exactly UTIB0003786 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KANNAMWAR NAGAR VIKHROLI EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kannamwar Nagar Vikhroli East branch
The branch is located at GR FLR, STELLA RESIDENCY, BUILDING NO 150, KANNAMWAR NAGAR 1, VIKHROLI EAST, MUMBAI 400083, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Kannamwar Nagar Vikhroli East branch” — the verified location pin for IFSC UTIB0003786 should appear at the top of the results.
- Confirm the branch is open by calling 91-9167001082 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003786 and your account number.
Verifying IFSC UTIB0003786 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003786 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9167001082.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kannamwar Nagar Vikhroli East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003786, however, work 24x7.
Branch address & contact
Axis BankKannamwar Nagar Vikhroli East Branch
GR FLR, STELLA RESIDENCY, BUILDING NO 150, KANNAMWAR NAGAR 1, VIKHROLI EAST, MUMBAI 400083
Mumbai, Maharashtra
Phone: 91-9167001082
IFSC: UTIB0003786
Frequently asked questions
What is the IFSC code of Axis Bank Kannamwar Nagar Vikhroli East branch?
The IFSC code of Axis Bank, Kannamwar Nagar Vikhroli East branch is UTIB0003786. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0003786 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003786 to send funds instantly.
What is the phone number of Axis Bank Kannamwar Nagar Vikhroli East branch?
You can reach the branch at 91-9167001082 during regular banking hours.
Is IFSC UTIB0003786 valid for NEFT and RTGS?
Yes. IFSC UTIB0003786 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Kannamwar Nagar Vikhroli East branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9167001082 to confirm.
How quickly will an NEFT transfer using UTIB0003786 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Kannamwar Nagar Vikhroli East reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kannamwar Nagar Vikhroli East branch but serve different purposes.
Is IFSC UTIB0003786 the same for all accounts at Kannamwar Nagar Vikhroli East branch?
Yes. The IFSC UTIB0003786 is shared by every account held at Axis Bank's Kannamwar Nagar Vikhroli East branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0003786 belongs to Axis Bank's KANNAMWAR NAGAR VIKHROLI EAST branch, located at GR FLR, STELLA RESIDENCY, BUILDING NO 150, KANNAMWAR NAGAR 1, VIKHROLI EAST,… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
