IFSC Code of Axis Bank, Head Office Sindhudurg Sahakari Bank Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0SSIND1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SSIND1 is the IFSC of Axis Bank's HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SSIND1 = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Head Office Sindhudurg Sahakari Bank Ltd branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SSIND1.

About the Head Office Sindhudurg Sahakari Bank Ltd branch

The Head Office Sindhudurg Sahakari Bank Ltd branch of Axis Bank is situated at 136, 137, HIRAMANI SUPER MARKET 1 ST FLOOR, DR SS RAO MARG, OPP HIRAMANI HOTEL, LALBAUG, PAREL, MUMBAI, MAHARASHTRA PIN CODE 400012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SSIND1 is used.

Branch details at a glance

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SSIND1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SSIND1 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Head Office Sindhudurg Sahakari Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SSIND1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SSIND1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SSIND1 across all three.

NEFT to Axis Bank, HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD using IFSC UTIB0SSIND1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SSIND1, and confirm that the system picks up Axis Bank – HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SSIND1 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD, use IMPS. With IFSC UTIB0SSIND1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Head Office Sindhudurg Sahakari Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SSIND1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD is still linked to IFSC UTIB0SSIND1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SSIND1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD is still mapped to IFSC UTIB0SSIND1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SSIND1 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Head Office Sindhudurg Sahakari Bank Ltd branch is mapped to IFSC UTIB0SSIND1 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SSIND1.

Banking services available

The Head Office Sindhudurg Sahakari Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-24708663.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SSIND1

Digital banking channels

Most day-to-day work that customers used to do at the Head Office Sindhudurg Sahakari Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SSIND1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Head Office Sindhudurg Sahakari Bank Ltd branch

The branch is located at 136, 137, HIRAMANI SUPER MARKET 1 ST FLOOR, DR SS RAO MARG, OPP HIRAMANI HOTEL, LALBAUG, PAREL, MUMBAI, MAHARASHTRA PIN CODE 400012, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Head Office Sindhudurg Sahakari Bank Ltd branch” — the verified location pin for IFSC UTIB0SSIND1 should appear at the top of the results.
2. Confirm the branch is open by calling 22-24708663 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SSIND1 and your account number.

Common mistakes to avoid when using IFSC UTIB0SSIND1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SSIND1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Head Office Sindhudurg Sahakari Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SSIND1 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SSIND1 for Axis Bank – HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SSIND1 is the IFSC code of Axis Bank, HEAD OFFICE SINDHUDURG SAHAKARI BANK LTD branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.