IFSC Code of Axis Bank, Andheri East Rajmata Jijabai Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's ANDHERI EAST RAJMATA JIJABAI ROAD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code UTIB0001531 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD is UTIB0001531. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001531 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Andheri East Rajmata Jijabai Road branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UTIB0001531 for all electronic settlement.

Andheri East Rajmata Jijabai Road branch overview

Located at AMBIKA TOWER CO-OP HOUSING SOCIETY LTD.,SHOP NO. 5,6,7 & 8, RAJMATA JIJABAI ROAD,MOGRA PUMP HOUSE, ANDHERI (EAST),MUMBAI, MAHARASHTRA, PIN 400 069, the Andheri East Rajmata Jijabai Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0001531 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ANDHERI EAST RAJMATA JIJABAI ROAD branch came to be assigned the code UTIB0001531.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001531, money simply cannot be routed to the ANDHERI EAST RAJMATA JIJABAI ROAD branch electronically.

How to transfer money using IFSC UTIB0001531

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001531 across all three.

NEFT to Axis Bank, ANDHERI EAST RAJMATA JIJABAI ROAD using IFSC UTIB0001531

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001531, and confirm that the system picks up Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ANDHERI EAST RAJMATA JIJABAI ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ANDHERI EAST RAJMATA JIJABAI ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001531 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank ANDHERI EAST RAJMATA JIJABAI ROAD (IFSC UTIB0001531)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001531 in your mobile or internet banking app, and the money is credited to the ANDHERI EAST RAJMATA JIJABAI ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0001531 for Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Andheri East Rajmata Jijabai Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ANDHERI EAST RAJMATA JIJABAI ROAD branch, the IFSC UTIB0001531 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Andheri East Rajmata Jijabai Road branch

Once you have an account at Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD, the IFSC UTIB0001531 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Andheri East Rajmata Jijabai Road branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0001531

MICR & cheque-truncation details

Cheques drawn on the Andheri East Rajmata Jijabai Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001531 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Andheri East Rajmata Jijabai Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001531 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC UTIB0001531

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0001531.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Andheri East Rajmata Jijabai Road branch sits at AMBIKA TOWER CO-OP HOUSING SOCIETY LTD.,SHOP NO. 5,6,7 & 8, RAJMATA JIJABAI ROAD,MOGRA PUMP HOUSE, ANDHERI (EAST),MUMBAI, MAHARASHTRA, PIN 400 069. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001531 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0001531 for Axis Bank – ANDHERI EAST RAJMATA JIJABAI ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Andheri East Rajmata Jijabai Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001531, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0001531 is the IFSC code of Axis Bank, ANDHERI EAST RAJMATA JIJABAI ROAD branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.