Below are the complete branch details for Axis Bank, MOUNT ABU branch, located in MOUNT ABU, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003941. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003941 for Axis Bank – MOUNT ABU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's MOUNT ABU branch, the IFSC UTIB0003941 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003941 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mount Abu |
| IFSC Code | UTIB0003941 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JP MARKET,MOUNT ABU, DISTRICT SIROHI, RAJASTHAN 307501 |
| City | Mount Abu |
| District | Sirohi |
| State | Rajasthan |
| STD Code | 2974 |
| Phone | 9799271555 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mount Abu branch — IFSC UTIB0003941 — extends the bank's services to customers in and around Mount Abu, Rajasthan.
About the Mount Abu branch
The Mount Abu branch of Axis Bank is situated at JP MARKET,MOUNT ABU, DISTRICT SIROHI, RAJASTHAN 307501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003941 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MOUNT ABU branch came to be assigned the code UTIB0003941.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003941, money simply cannot be routed to the MOUNT ABU branch electronically.
How to transfer money using IFSC UTIB0003941
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003941 across all three.
NEFT to Axis Bank, MOUNT ABU using IFSC UTIB0003941
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003941, and confirm that the system picks up Axis Bank – MOUNT ABU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MOUNT ABU
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOUNT ABU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003941 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank MOUNT ABU (IFSC UTIB0003941)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003941 in your mobile or internet banking app, and the money is credited to the MOUNT ABU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003941 for Axis Bank – MOUNT ABU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003941 | Yes – UTIB0003941 | Yes – UTIB0003941 |
For most retail customers crediting the Mount Abu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003941
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MOUNT ABU is still mapped to IFSC UTIB0003941. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003941 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mount Abu branch is mapped to IFSC UTIB0003941 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003941.
Products and services
Customers walking into the Mount Abu branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003941
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003941 and the account number together uniquely identify the Mount Abu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mount Abu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003941 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0003941
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MOUNT ABU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003941. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mount Abu branch sits at JP MARKET,MOUNT ABU, DISTRICT SIROHI, RAJASTHAN 307501. If you are travelling from outside Mount Abu, search for the branch on a maps application using the bank name and locality, or call 2974-9799271555 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003941 and your account number.
Verifying IFSC UTIB0003941 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003941 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2974-9799271555.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mount Abu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003941, however, work 24x7.
Branch address & contact
Axis BankMount Abu Branch
JP MARKET,MOUNT ABU, DISTRICT SIROHI, RAJASTHAN 307501
Mount Abu, Rajasthan
Phone: 2974-9799271555
IFSC: UTIB0003941
Frequently asked questions
What is the phone number of Axis Bank Mount Abu branch?
You can reach the branch at 2974-9799271555 during regular banking hours.
What is the IFSC code of Axis Bank Mount Abu branch?
The IFSC code of Axis Bank, Mount Abu branch is UTIB0003941. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0003941 the same for all accounts at Mount Abu branch?
Yes. The IFSC UTIB0003941 is shared by every account held at Axis Bank's Mount Abu branch. Only the account number changes from customer to customer.
Does Axis Bank Mount Abu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2974-9799271555 to confirm.
How do I add Axis Bank Mount Abu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003941, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0003941 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mount Abu reflect within 30 minutes.
Is IFSC UTIB0003941 valid for NEFT and RTGS?
Yes. IFSC UTIB0003941 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0003941 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003941 to send funds instantly.
Final notes
To recap: UTIB0003941 is the IFSC code of Axis Bank, MOUNT ABU branch, in MOUNT ABU, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
