Use this page as a one-stop reference for everything related to Axis Bank's MOHANIA BRANCH branch in MOHANIA, BIHAR. The branch's IFSC code UTIB0005542 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MOHANIA BRANCH is UTIB0005542. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005542 map to this branch in MOHANIA, BIHAR.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mohania Branch branch — IFSC UTIB0005542 — extends the bank's services to customers in and around Mohania, Bihar.
About this branch
The branch is located at UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA. It serves the Mohania region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005542 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mohania Branch |
| IFSC Code | UTIB0005542 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA |
| City | Mohania |
| District | Kaimur |
| State | Bihar |
| STD Code | 6189 |
| Phone | 7677657337 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MOHANIA BRANCH branch came to be assigned the code UTIB0005542.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005542, money simply cannot be routed to the MOHANIA BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005542 and the account number together uniquely identify the Mohania Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005542
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005542 across all three.
How to use IFSC UTIB0005542 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MOHANIA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005542.
- Confirm the bank name auto-populates as Axis Bank and the branch as MOHANIA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOHANIA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOHANIA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005542 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MOHANIA BRANCH, use IMPS. With IFSC UTIB0005542 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005542 for Axis Bank – MOHANIA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005542 | Yes – UTIB0005542 | Yes – UTIB0005542 |
For most retail customers crediting the Mohania Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MOHANIA BRANCH branch, the IFSC UTIB0005542 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mohania Branch branch is mapped to IFSC UTIB0005542 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005542.
Banking services available
The Mohania Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6189-7677657337.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005542
Online banking and IFSC UTIB0005542
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MOHANIA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005542 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mohania Branch branch
The branch is located at UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA, which puts it inside Mohania, the broader Kaimur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Mohania Branch branch” — the verified location pin for IFSC UTIB0005542 should appear at the top of the results.
- Confirm the branch is open by calling 6189-7677657337 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005542 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MOHANIA BRANCH:
- The IFSC is exactly UTIB0005542 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MOHANIA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mohania Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005542 continue to work without interruption.
Verifying IFSC UTIB0005542 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005542 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6189-7677657337.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankMohania Branch Branch
UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA
Mohania, Bihar
Phone: 6189-7677657337
IFSC: UTIB0005542
Frequently asked questions
What is the phone number of Axis Bank Mohania Branch branch?
You can reach the branch at 6189-7677657337 during regular banking hours.
How do I add Axis Bank Mohania Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005542, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohania Branch branch but serve different purposes.
Does Axis Bank Mohania Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6189-7677657337 to confirm.
Where is Axis Bank Mohania Branch branch located?
Axis Bank's Mohania Branch branch is located at UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA, Mohania, Bihar.
Can I use IFSC UTIB0005542 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005542 to send funds instantly.
Is IFSC UTIB0005542 valid for NEFT and RTGS?
Yes. IFSC UTIB0005542 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Mohania Branch branch?
The IFSC code of Axis Bank, Mohania Branch branch is UTIB0005542. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0005542 belongs to Axis Bank's MOHANIA BRANCH branch, located at UP GR FLOOR,RAVI HOMEO CLINIC BLDG,WARD NO 15 GT RD,PO PS MOHANIA,KAIMUR,BHABHUA in MOHANIA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
