If you are searching for the IFSC code of Axis Bank, MOHALI branch in MOHALI, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is UTIB0005466. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOHALI branch, and detailed step-by-step guides for using the IFSC UTIB0005466 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005466 is the IFSC of Axis Bank's MOHALI branch. The format is fixed: UTIB = bank code, 0 = reserved, 005466 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mohali branch in Mohali, Punjab is part of this network and uses the IFSC code UTIB0005466 for all electronic settlement.
Mohali branch overview
Located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI CITY, SECTOR 74 A, DIS MOHALI, PUNJAB, the Mohali branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005466 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mohali |
| IFSC Code | UTIB0005466 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI CITY, SECTOR 74 A, DIS MOHALI, PUNJAB |
| City | Mohali |
| District | Mohali |
| State | Punjab |
| STD Code | 172 |
| Phone | 9780010399 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHALI of Axis Bank — its own 11-character IFSC. The code UTIB0005466 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005466 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Mohali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005466 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0005466
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005466 across all three.
NEFT to Axis Bank, MOHALI using IFSC UTIB0005466
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005466, and confirm that the system picks up Axis Bank – MOHALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MOHALI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MOHALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005466 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MOHALI, use IMPS. With IFSC UTIB0005466 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005466 for Axis Bank – MOHALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005466 | Yes – UTIB0005466 | Yes – UTIB0005466 |
For most retail customers crediting the Mohali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MOHALI branch, the IFSC UTIB0005466 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mohali branch is mapped to IFSC UTIB0005466 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005466.
Banking services available
The Mohali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-9780010399.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005466
Digital banking channels
Most day-to-day work that customers used to do at the Mohali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005466 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Mohali branch sits at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI CITY, SECTOR 74 A, DIS MOHALI, PUNJAB. If you are travelling from outside Mohali, search for the branch on a maps application using the bank name and locality, or call 172-9780010399 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005466 and your account number.
Common mistakes to avoid when using IFSC UTIB0005466
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MOHALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005466. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mohali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005466, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005466 for Axis Bank – MOHALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankMohali Branch
AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI CITY, SECTOR 74 A, DIS MOHALI, PUNJAB
Mohali, Punjab
Phone: 172-9780010399
IFSC: UTIB0005466
Frequently asked questions
Where is Axis Bank Mohali branch located?
Axis Bank's Mohali branch is located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI CITY, SECTOR 74 A, DIS MOHALI, PUNJAB, Mohali, Punjab.
Does Axis Bank Mohali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-9780010399 to confirm.
What is the phone number of Axis Bank Mohali branch?
You can reach the branch at 172-9780010399 during regular banking hours.
Is IFSC UTIB0005466 the same for all accounts at Mohali branch?
Yes. The IFSC UTIB0005466 is shared by every account held at Axis Bank's Mohali branch. Only the account number changes from customer to customer.
Is IFSC UTIB0005466 valid for NEFT and RTGS?
Yes. IFSC UTIB0005466 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0005466 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mohali reflect within 30 minutes.
How do I add Axis Bank Mohali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005466, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0005466 belongs to Axis Bank's MOHALI branch, located at AXIS BANK LTD BASEMENT AND GROUND FLOOR, SCO NO 1034, CANNAUGHT PLAZA, TDI… in MOHALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
