If you are searching for the IFSC code of Axis Bank, THE SARVODAYA SAHKARI BANK, MODASA branch in MODASA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0STSSBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SARVODAYA SAHKARI BANK, MODASA branch, and detailed step-by-step guides for using the IFSC UTIB0STSSBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's THE SARVODAYA SAHKARI BANK, MODASA branch, the IFSC UTIB0STSSBL breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and STSSBL identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Sarvodaya Sahkari Bank, Modasa branch — IFSC UTIB0STSSBL — extends the bank's services to customers in and around Modasa, Gujarat.
About this branch
The branch is located at SARVODAYA BHAVAN, MAKHPUR HIGH SCHOOL ROAD, MODASA, 383315. It serves the Modasa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0STSSBL is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Sarvodaya Sahkari Bank, Modasa |
| IFSC Code | UTIB0STSSBL |
| MICR Code | Refer to cheque leaf |
| Branch Address | SARVODAYA BHAVAN, MAKHPUR HIGH SCHOOL ROAD, MODASA, 383315 |
| City | Modasa |
| District | Sabar Kantha |
| State | Gujarat |
| STD Code | 2774 |
| Phone | 4246527 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE SARVODAYA SAHKARI BANK, MODASA branch came to be assigned the code UTIB0STSSBL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0STSSBL, money simply cannot be routed to the THE SARVODAYA SAHKARI BANK, MODASA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the The Sarvodaya Sahkari Bank, Modasa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0STSSBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0STSSBL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0STSSBL across all three.
How to use IFSC UTIB0STSSBL for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE SARVODAYA SAHKARI BANK, MODASA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0STSSBL.
- Confirm the bank name auto-populates as Axis Bank and the branch as THE SARVODAYA SAHKARI BANK, MODASA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0STSSBL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE SARVODAYA SAHKARI BANK, MODASA, ensure your bank's portal accepts IFSC UTIB0STSSBL while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE SARVODAYA SAHKARI BANK, MODASA, use IMPS. With IFSC UTIB0STSSBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0STSSBL for Axis Bank – THE SARVODAYA SAHKARI BANK, MODASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0STSSBL | Yes – UTIB0STSSBL | Yes – UTIB0STSSBL |
For most retail customers crediting the The Sarvodaya Sahkari Bank, Modasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE SARVODAYA SAHKARI BANK, MODASA branch, the IFSC UTIB0STSSBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Sarvodaya Sahkari Bank, Modasa branch
Once you have an account at Axis Bank – THE SARVODAYA SAHKARI BANK, MODASA, the IFSC UTIB0STSSBL stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Sarvodaya Sahkari Bank, Modasa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2774-4246527.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0STSSBL
Digital banking channels
Most day-to-day work that customers used to do at the The Sarvodaya Sahkari Bank, Modasa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0STSSBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the The Sarvodaya Sahkari Bank, Modasa branch
The branch is located at SARVODAYA BHAVAN, MAKHPUR HIGH SCHOOL ROAD, MODASA, 383315, which puts it inside Modasa, the broader Sabar Kantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank The Sarvodaya Sahkari Bank, Modasa branch” — the verified location pin for IFSC UTIB0STSSBL should appear at the top of the results.
- Confirm the branch is open by calling 2774-4246527 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0STSSBL and your account number.
Common mistakes to avoid when using IFSC UTIB0STSSBL
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – THE SARVODAYA SAHKARI BANK, MODASA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0STSSBL. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sarvodaya Sahkari Bank, Modasa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0STSSBL, however, work 24x7.
Verifying IFSC UTIB0STSSBL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0STSSBL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2774-4246527.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankThe Sarvodaya Sahkari Bank, Modasa Branch
SARVODAYA BHAVAN, MAKHPUR HIGH SCHOOL ROAD, MODASA, 383315
Modasa, Gujarat
Phone: 2774-4246527
IFSC: UTIB0STSSBL
Frequently asked questions
What is the phone number of Axis Bank The Sarvodaya Sahkari Bank, Modasa branch?
You can reach the branch at 2774-4246527 during regular banking hours.
What is the IFSC code of Axis Bank The Sarvodaya Sahkari Bank, Modasa branch?
The IFSC code of Axis Bank, The Sarvodaya Sahkari Bank, Modasa branch is UTIB0STSSBL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0STSSBL the same for all accounts at The Sarvodaya Sahkari Bank, Modasa branch?
Yes. The IFSC UTIB0STSSBL is shared by every account held at Axis Bank's The Sarvodaya Sahkari Bank, Modasa branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0STSSBL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0STSSBL to send funds instantly.
How do I add Axis Bank The Sarvodaya Sahkari Bank, Modasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0STSSBL, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank The Sarvodaya Sahkari Bank, Modasa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2774-4246527 to confirm.
How quickly will an NEFT transfer using UTIB0STSSBL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Sarvodaya Sahkari Bank, Modasa reflect within 30 minutes.
Is IFSC UTIB0STSSBL valid for NEFT and RTGS?
Yes. IFSC UTIB0STSSBL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0STSSBL is the IFSC code of Axis Bank, THE SARVODAYA SAHKARI BANK, MODASA branch, in MODASA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
